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Productive day already! Hope you all enjoy your crafts! My two have entertained themselves with Lego all morning already which is a minor miracle.
Glad your mood moved on. Maybe there was something in the air yesterday - I felt really fed up and annoyed But much better today. Long may the better mood continueSealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
They all sound like they are entertained. Sorry you felt low yesterday, did you figure out what caused it? xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I am pleased your mood shifted as well Homegrown
No sadly I didn't figure it out Niknak, must have just been one of those things, thankfully I have been alright since
We have totally changed all future holiday plans lol, I have scrapped Jamaica as OH wasn't keep and I didn't want to leave the kids on their own for a week, so OH said he wanted to visit the Pacific Northwest , so I had a quick look on BA as they do a custom trip thing (which I loved) for prices, and we plan on now going from home to portland oregan, getting a car for 10 days, staying in portland for 5 days, then drive toseattle and stay there 5 days, then fly from seattle to new york and doing new york for 5 days, then fly homeI was so surprised at the prices, they seem very reasonable to me, so we are now planning that for July/Aug 2022, super excited about that now, the places hubby was showing me that he wants to visit look amazing
Not loads going on other than that.
I need to half pack our stuff and the kids stuff, so then can just put the last minute things in on thursday morning, we will drive around to the in laws for 8am, mil is taking the kids to school (that's where the kids are staying thursday - saturday), fil is taking us to the train station in the next town over so we can get a train to newcastle, then its onward to nottingham, we are leaving the car at in laws as its booked in for its mot on the thursday which fil will take it too, it better not need work doing as we spent a small fortune on it in november
I have woken up with a really sore throatI really hope it's not turning into a cold or soemthing
I hope everyone is having a nice day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Just catching up, love the sound of your USA trip. There are so many places we would love to go in USA. So far we have only visited New York and Florida.DMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0 -
I am excited about it, hubby has been to New York before he met me, I’ve been twice before I met him, and I’ve been to Miami, that’s it though xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Not long until the debt is below £40k in a few months time?
American trip sounds great. We did New York a few years ago for five days and Hawaii for a week then LA for five days a few years back all in the same holiday. Would not bother with LA again but loved New York and would really like to do Washington, Niagara Falls and Seattle and New England and a train trip across the Rockies. Did Florida with our girls when they were small a few times so enjoyed that but would not go back.
Have a nice weekend and enjoy your concerts.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
The holiday sounds amazing xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Yeah I am really hoping to have it in the £30k’s in April
we have DS and OH birthday in March and DD is in April, and kids are having a joint party the end of March, but I am still hopeful we will manage to get it down
I would love to go to Hawaii! I was Hawaii 5-0 and it just looks amazing
Those places you mentioned though ES are pretty much where the hubby wants to goI will have to look at a map (geography isn’t my strong point lol) and start looking up places on interest in them etc
I am super excited about tommorrow and Fridayxx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Your 2022 plans sound absolutely amazing! I would love to go to Australia, but have so many other things I want to do, to start planning for a secure retirement, that I'm not sure I could ever justify the cost of it.Unless someone like you cares a whole awful lot,
Nothing is going to get better. It's not.0 -
redmel1621 wrote: »Your 2022 plans sound absolutely amazing! I would love to go to Australia, but have so many other things I want to do, to start planning for a secure retirement, that I'm not sure I could ever justify the cost of it.
I would love to do Australia as well, I had a quick look at flights once and for the four of us it was insane, so that’s probably off the cards lol
Morning all, how is everyone?
First concert was last night it was bloody amazing, they had a fab time too you could tell. Losing my voice though (had a sore throat anyway and they made us sing and shout a lot lol)
Just having a coffee while I wait for OH to wake up then down to breakfast then off to Londonthis one is more relaxed as it’s with the full orchestra and is seated, my old feet are looking forward to a seat lol
Didn’t sleep that well last night, forgot my ear plugs and OH snores were sooooo loud and there is a tram here that runs really late and starts really early! So don’t think I would stay here again Cos of the tram. I would deffo be looking for a hotel off the tram line :rotfl:
I hope you all have a good day xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0
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