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Saga Insurance PPI

I just had a phone call from one of those PPI reclaiming companies and answered a few questions.
They said Saga insurance could owe me PPI and would I like them to claim on my behalf. I told them I didn't need their help and that I was a member of Martin Lewis's web site. She wasn't happy. But I wondered after if insurance companies would owe anybody a repyament. We use Saga for car insurance and we used to pay monthly which attracts interest over the year. Can anybody tell me if I have a claim?
Thanks.

Comments

  • dunstonh
    dunstonh Posts: 120,009 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They said Saga insurance could owe me PPI and would I like them to claim on my behalf.

    How exactly do they owe you money? SAGA is no advised/direct sales and you have car insurance. Car insurance is not PPI.
    We use Saga for car insurance and we used to pay monthly which attracts interest over the year. Can anybody tell me if I have a claim?

    You have a claim if you crash your car. What you mean is do you have a complaint? Well, nothing you have said gives even the slightest hint of complaint.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Lapadore16 wrote: »
    They said Saga insurance could owe me PPI.
    It's good that you listen to the advice on this site not to use Claims Companies. However, it would also be wise to ignore everything they say in cold calls and not to answer any of their questions. They know you have insurance with Saga because you told them so, but they obviously have no idea whether you have a legitimate complaint against Saga and are just trying to entice you to sign up as a customer.

    Best advice is to give no personal information (financial or otherwise) to anyone cold-calling. Just refuse to speak with them, that way you won't be falsely convinced that something they have said may have some validity.
  • Lapadore16
    Lapadore16 Posts: 39 Forumite
    Part of the Furniture Combo Breaker
    Thanks to all that replied to my posting. I have always been quite happy with Saga car insurance and didn't think I had a complaint to make.
    These companies do try to blind one with science and I have been caught before. Fortunately this time I cut the call short and checked on Martin's web site to make sure.
    Thanks again all.
    Cheryl
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    Lapadore16 wrote: »
    These companies do try to blind one with science

    Er no - science is the pursuit of truth, not lies.
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