allince & leicester dont own up

mott_3

hi , this is my first time on the site, can anybody help us!!
my son was charged £50 on 5 occasions for going £10 overdrawn each time. i have written using the templeplate letters on the website but to no avale.
they are saying because he never had a authorised overdraft the are doing nothing wrong. are they right does anyone no or should i continue with the claim!! many thanks

zpacey

I am claiming from them too and my first letter went out in feb, they have now filed their defence which I got a copy of this morning and the court date is the 16th of this month, I am claiming £2176 + £236 interest + £120 court fees, they don't seem to be letting out, I only got one offer from them to settle at £374.00 which I refused. I'm keeping my fingers crossed they pay out in the end, God!! it's been one hell of a journey with them, can't wait!!!!

LozBingley

mott wrote: »

hi , this is my first time on the site, can anybody help us!!
my son was charged £50 on 5 occasions for going £10 overdrawn each time. i have written using the templeplate letters on the website but to no avale.
they are saying because he never had a authorised overdraft the are doing nothing wrong. are they right does anyone no or should i continue with the claim!! many thanks

They are wrong and you are right! They are trying to stop you from getting the money they owe you! The whole point is that that £50 charge has cost them about £5 (or even far less as its automated) and they are making £45 profit per charge, making a profit on the charge is what's unlawful! They know it and so do you (now;)).