financial advisors

vectistim

paul5046 wrote: »

I found this out myself when wanting to start a £50 a month pension. Nobody was interested. There is just nowhere for small to medium investors to get advice on anything money related.

It might upset some, but there was a place for the expensive industrial branch policies with someone collecting premiums on a weekly basis.

jimjames

fender2000 wrote: »

I agree they go up and down but when I top up my isas I pay the advisor 1% of what I put in so should he keep an eye on the funds he purchased for me also you are only allowed £11760 a year into an isa so how is £14000 a small amount I only invest in isas and the company wont accept top ups from myself so I have to pay him that's why I asked would I be better off going through h/l if I wanted s/s isas but I do agree with you cash isas would be more suitable but if the s/s are not working I can transfer to cash

If you are prepared to do your own research then HL is an option and for your amounts is probably more suitable.

However you do need to consider the comments already as to whether 3 years is an appropriate timescale for stock market investments. There is nothing that stops you from doing it but most people would consider it very high risk as you may need your money when markets are low.

At the moment you cannot transfer from S&S ISA to cash. That will change as of July 2014 with the nISA rules.

paul5046 wrote: »

I found this out myself when wanting to start a £50 a month pension. Nobody was interested. There is just nowhere for small to medium investors to get advice on anything money related.

Not sure I agree with that. The internet is a fantastic resource for getting info but you do need to be able to make your own decisions based on the research you do.