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Balance Transfer Credit Cards
ThatBloke
Posts: 9 Forumite
in Credit cards
Ive just done an eligibilty check on here and shocked to see every card company bar one would turn me down.
Im in fulltime employment and have never missed a payment with my existing card so why is my result so bad ?
Its not as if its worth using the one that would accept me at 0% until October this year !!:mad:
Im in fulltime employment and have never missed a payment with my existing card so why is my result so bad ?
Its not as if its worth using the one that would accept me at 0% until October this year !!:mad:
0
Comments
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Income?
Affordability?
Repeated minimum payments?
Debt to limit ratio?
Not on electoral roll?
Could be a lot of things.0 -
Im sure im ok with all of those.
what is debt to limit ratio?0 -
Owing a large amount compared to your available limit. eg an £800 debt on a £1k card.0
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Deleted_User wrote: »Owing a large amount compared to your available limit. eg an £800 debt on a £1k card.
Ah right...thanks
No I Im nowhere near my limit. In fact they raised it upto £5000 despite the fact I rarely use it. last time was for car hire back in September.0 -
It could be something you don't know anything about, the only way to check is if you check your credit file.
I would recommend Noddle, it's free and will give you a basic look at your file and then you'll probably understand why the eligibility checker seems to think you're a risk.0 -
It could be something you don't know anything about, the only way to check is if you check your credit file.
I would recommend Noddle, it's free and will give you a basic look at your file and then you'll probably understand why the eligibility checker seems to think you're a risk.
This site wants my card details. Why request that ?
i ask this because other credit check sites dont0 -
Noddle use your card details to verify your identity.0
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Why not read the information presented to you?...This site wants my card details. Why request that ?Why do you need my card details?
We need to check your identity with your bank.
Don't worry your card will NOT be charged at any time – your Noddle credit report is free for life.
Do you keep my card details?
No, they're only used to check your identity and then they're removed.0 -
YorkshireBoy wrote: »Why not read the information presented to you?...
I did !!
My query is why ask for it when others dont0 -
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