Advice please? New to this!

daverave7

Dear all,

I am looking for some advice regarding whether it is worth it for me to attempt to reclaim my bank charges.

I have just studied my previous 6 years bank statements online and I have accumulated £221 of charges all during the period 30/7/2004 to 30/9/2005, due to exceeding my overdradt limit.

My account is with HSBC and I have a £1000 overdraft with them! Is it worth it?!... or are they likely to tell me where to go!

LozBingley

daverave7 wrote: »

Dear all,

I am looking for some advice regarding whether it is worth it for me to attempt to reclaim my bank charges.

I have just studied my previous 6 months bank statements online and I have accumulated £221 of charges all during the period 30/7/2004 to 30/9/2005, due to exceeding my overdradt limit.

My account is with HSBC and I have a £1000 overdraft with them! Is it worth it?!... or are they likely to tell me where to go!

Its always worth claiming, even if it only reduces what you owe them

daverave7

Thanks Loz!

Another quick question! Do I have to send the re-claim letter to my local HSBC branch? Or is there a national address? I'd prefer not to send it to my local branch cos my mam works there! :eek: