natwest credit card and the debt collection angency

RAS

FA152

Hi Just send the letter that Weller711 posted up, from r!!! link. I have learnt all I know about this stuff from weller rog and fermi and it is a great letter. No point in combining stuff, keep it simple.

kurjam

fallenangel152 how are things going ?? have allied stopped chasing you for this debt ??

cc99

Hi Fallenangel.

Any word on your debt we are interested to know:)

Hope it all worked out for you in the end.

Fallenangel152

Thanks for asking! It's good to know people care!

Not heard anything since my last letter! Looks like i've got them against the ropes.

They've got until early august to settle my official complaint or it goes to the Ombudsmen...

georgiasmum

I am being harrassed by these people also. 12 times they have called at my workplace today. The office staff have called the police.

artnoble

i went through all this with this company.

i sent the 12+2 letter and then the 30 days letter.

not heard from them in months and they have sold on my debt to another collector.

Fallenangel152

georgiasmum wrote: »

I am being harrassed by these people also. 12 times they have called at my workplace today. The office staff have called the police.

They did this to me, and one call was enough to make me see red. Send them a letter saying they aren't allowed to ring you at work, and they can't. You'll find some very good advice on this thread.

Also they aren't allowed to let any of your work colleagues know what kind of company they are. If they do, they've committed an offence.

Keep us updated!

artnoble wrote: »

i went through all this with this company.

i sent the 12+2 letter and then the 30 days letter.

not heard from them in months and they have sold on my debt to another collector.

Looks like i have this to look forward to. Hopefully the next company won't be so nasty...

rog2

artnoble wrote: »

i went through all this with this company.

i sent the 12+2 letter and then the 30 days letter.

not heard from them in months and they have sold on my debt to another collector.

It is, actually, an offence, under the Data Protection Act, 1988, for a debt collection agency to pass your details on/sell the 'debt' on to another dca once they have been unable to provide the cca. Should this happen, you would be well within your rights to report the original dca to the Information Commissioner's Office.

cc99

rog2 wrote: »

It is, actually, an offence, under the Data Protection Act, 1988, for a debt collection agency to pass your details on/sell the 'debt' on to another dca once they have been unable to provide the cca. Should this happen, you would be well within your rights to report the original dca to the Information Commissioner's Office.

Well said Rog, these morons knew they were on to plums so selling the debt on is the only thing they had left. The new company cant enforce this debt any more than the original company could.

Fallenangel, sounds like you got em good and proper. Well done, I think you have been brave in taking them on and your story should give hope to others..:T

Fallenangel152

cc99 wrote: »

Fallenangel, sounds like you got em good and proper. Well done, I think you have been brave in taking them on and your story should give hope to others..:T

Aww thanks!

Honestly, i don't think i'd have coped without you guys and this thread - can i just say a hearty thanks to everyone for helping me out when i was at my lowest ebb.