We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Overdraft charges?
Dave.S_7
Posts: 1 Newbie
Hello to you all. If i have an agreed O/D limit.....is it wrong for the bank to charge me every month on the interest? i.e O/D limit is £9000.00 Balance say £7000.00 pound monthly charges £77.00. Thanks, Dave.
0
Comments
-
Hello to you all. If i have an agreed O/D limit.....is it wrong for the bank to charge me every month on the interest? i.e O/D limit is £9000.00 Balance say £7000.00 pound monthly charges £77.00. Thanks, Dave.
If it is a service fee then the only way to get it reduced is by negotiation.
The only fees you can claim are charged on a penalty basis.
ie Unautherised Overdraft FeeGot It & Spent It :dance:IKEA CARD = £120 charges = £175 received (146%)MARBLES = £450 charges = £370 received (82%)I.F. = £494 charges = £494 received (100%)CAPITAL ONE = £981 charges = £1,489.03 (152%)BARCLAYCARD = £580 charges = £786.12 (136%)On Hold :mad:A+L = £722 charges (target = 147%)BARCLAYS = £1,405 charges (target = 128%)BARCLAYS = £175 charges (target = 140%)ABBEY = £3,220 charges (target = 148%)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards