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income disregard query , possible overpayment?

mummy_2_be
mummy_2_be Posts: 38 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 19 March 2014 at 11:21PM in Benefits & tax credits
hi I wonder if someone could help me . I had a baby in sept 2012 and started a new job in June 2013 after being made redundant in August 2012. my new job was part time and paying 7000 per annum when I called tax credits to make a claim they based it on an incone of 9500 because my earning we're less than the previous years and taking into consideration the 2500 disregard. as the tc were based on 9500 they were less than I expected and I started I looked for a better paid job.
I found a new job in jan and informed them of the change but did not tell them of any change in income as i estimated it would not go over the figure of 9500. I am now worried that the disregard doesn't matter and I should of told them I would be earning above 7000.
I appreciate any advice in advance

Comments

  • Icequeen99
    Icequeen99 Posts: 3,775 Forumite
    mummy_2_be wrote: »
    hi I wonder if someone could help me . I had a baby in sept 2012 and started a new job in June 2013 after being made redundant in August 2012. my new job was part time and paying 7000 per annum when I called tax credits to make a claim they based it on an incone of 9500 because my earning we're less than the previous years and taking into consideration the 2500 disregard. as the tc were based on 9500 they were less than I expected and I started I looked for a better paid job.
    I found a new job in jan and informed them of the change but did not tell them of any change in income as i estimated it would not go over the figure of 9500. I am now worried that the disregard doesn't matter and I should of told them I would be earning above 7000.
    I appreciate any advice in advance

    Yes, the disregard needs to be added to your new figure. So if you actually earn 9,500 then they would use 12,000 (presuming of course that your previous year income was more than 12,000).

    IQ
  • mummy_2_be
    mummy_2_be Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I don't know if I explained this very well, my income 12/13 was 16900 when I put in my claim I had a new job paying 7000 for 13/14 because this had dropped considerabably tax credits based my award on 9500 because of the 2500 income fall disregard. I started a new job in jan 2014 which has resulted in my income increasing to 10300, my question is if I have an overpayment will it be worked out on earning over 7000 or 9500. when I started the new job I didn't inform tax credits of the increased income as I didn't foresee it going above 9500, it is a commission based role .
  • mummy_2_be
    mummy_2_be Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    thank you for you reply , I have one child aged 18 months , I work 25 hours per week and no one in the household has disabilities , I am a single parent and had my child in sept 2012 when I first claimed for Ctc I then started work in June 2013 and made my first claim for Wtc credits at this time. I have been using child are which is approximately 120 per week . thanking you in advance.
  • mummy_2_be
    mummy_2_be Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    thank you for you reply , I have one child aged 18 months , I work 25 hours per week and no one in the household has disabilities , I am a single parent and had my child in sept 2012 when I first claimed for Ctc I started work in June 2013 and made my first claim for Wtc credits at this time. I have been using child are which is approximately 120 per week . thanking you in advance.
  • mummy_2_be
    mummy_2_be Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    thank you I have checked my award and it's was 9188.11 , I have called then today and given them the figures so I will await further communication, thank you for your help
  • mummy_2_be
    mummy_2_be Posts: 38 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I appreciate your help I wondered if I could ask a last favour, my wages will increase 2014/15 with my new job to approximate 18000 my hours are still 25 and my child care will be 128 per week , if someone could give me an idea of my next award I would be most grateful , I am just trying to work out how I will repay my possible overpayment . many thanks
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