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0% purchases card noob questions

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Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    A money transfer normally has a slightly higher fee - around 4% - than a straightforward BT. But otherwise works the same as a BT.
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    Thanks. Is the MBNA card the platinum one?
    I Hate Jobsworths!!!
  • thenudeone
    thenudeone Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A money transfer normally has a slightly higher fee - around 4% - than a straightforward BT. But otherwise works the same as a BT.

    Although money transfers are not usually included in the "0% on balance transfers" offers which CCs often dish out.
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  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    thenudeone wrote: »
    Although money transfers are not usually included in the "0% on balance transfers" offers which CCs often dish out.
    So if I did a money transfer, would I still get the option to repay at 0%?
    I Hate Jobsworths!!!
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    Does anyone know the answer to this?

    If I did a money transfer, would I still get 0% for the 29 months?

    Do 0% cards have a minimum monthly payment?
    I Hate Jobsworths!!!
  • MallyGirl
    MallyGirl Posts: 7,516 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    can't answer about the money transfer but the 0% deal is based on you paying at least the minimum payment each month on time which will be in the T&Cs - commonly 1% but some are 2% and there will be a minimum payment threshold.
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  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    fuzzgun19 wrote: »
    Does anyone know the answer to this?

    If I did a money transfer, would I still get 0% for the 29 months?

    Do 0% cards have a minimum monthly payment?

    If that is the offer, then yes. And it generally is on MBNA cards.

    You still need to make min payments on all card, whether on 0% or not.
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    If I am turned down for the MBNA card, is there any other options for getting something 0% to pay the loan?
    I Hate Jobsworths!!!
  • **Edited sorry was going to suggest Barclaycard
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