Santander bank current account

moneyinvestor

Santander Bank might still claim to have a 3% instant access current account as advertised on Money Saving Expert, but in reality I think they have enough customer's already and are now refusing new customer's for this account. I was recently (March 2014) refused this Santander account which is the first time EVER I've been refused anything by any bank after 35 years of banking. They say I have a poor credit rating which is a bit like telling the Pope he is not really Catholic.

ColdIron

I think the more likely explanation is that your credit rating is not as good as you supposed

innovate

What did you find when you checked your credit files?

eskbanker

moneyinvestor wrote: »

They say I have a poor credit rating which is a bit like telling the Pope he is not really Catholic.

Actually it's more like telling the Pope he is really Catholic - it's something you'd expect him to know but if he doesn't then it's easy enough for him to find out....

macro_duck

Well I must have a good credit rating as they invited me to open two more 123 accounts yesterday (for me and the wife) in addition to our joint 123.

Mind you I got refused a Halifax Clarity card a couple of years ago although my credit rating was first class. Annoyingly, they never tell you why.

kingrulzuk

moneyinvestor wrote: »

Santander Bank might still claim to have a 3% instant access current account as advertised on Money Saving Expert, but in reality I think they have enough customer's already and are now refusing new customer's for this account. I was recently (March 2014) refused this Santander account which is the first time EVER I've been refused anything by any bank after 35 years of banking. They say I have a poor credit rating which is a bit like telling the Pope he is not really Catholic.

I feel sorry for u coz u woke up so early in the morning to tell us this pish

nearlyrich

I got one approved just got it all set up today so it might just be you OP?

Fishingtime

moneyinvestor wrote: »

Santander Bank might still claim to have a 3% instant access current account as advertised on Money Saving Expert, but in reality I think they have enough customer's already and are now refusing new customer's for this account. I was recently (March 2014) refused this Santander account which is the first time EVER I've been refused anything by any bank after 35 years of banking. They say I have a poor credit rating which is a bit like telling the Pope he is not really Catholic.

And your point is ?

evenasus

I've never bothered checking my credit rating, as I can't see the point.
Apart from a mortgage paid of some years ago, I/we've never borrowed money/taken out credit.

robatwork

The pope's not catholic? I didn't expect that.

Actually some people in here think Santander is the devil's spawn so perhaps they are working in mysterious ways.