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mortgage valuation

w00519772
w00519772 Posts: 1,297 Forumite
edited 17 March 2014 at 9:41PM in House buying, renting & selling
I spoke to a mortgage advisor today who said that houses are "hardly ever" valued at less than the offer price because a house is worth what you will pay and you will pay x.

i think my offer was a good one and was fair. However, if i have offered too much then i would rather know about it. I have read a few questions on here when this has happened to others. How often does this happen? 1%, 10%, 50%? My valuation will happen this week.

the property next door sold for 10k (15%) less than the one i am planning to buy ten months ago. They are identical properties.
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