I don't know what to do anymore :*(

pinkladymel

thanks so much for your kind replies i feel already like i am doing something and i am making a positive step it means alot to me right now

pinkladymel

my mom looks after the kids over night once a month which is where i get to see what my oh looks like!!

I pay 45 to lloyds always

In_Search_Of_Me

Big hugs for you! Its so tough at the start but you're in the right place!
If you go here
http://forums.moneysavingexpert.com/forumdisplay.html?f=33
you can get some advise on saving money on groceries etc and if you go to main menu there is info on being sure that you are on the best tarriff and also check that your council tax band is right. Lots of things you can do to claw back money (move bank & reclaim bank charges for one!!) and save. Enter comps, get freebies, car boot sales etc...Have a hunt & prepare to e amazed!

tealady

You may have to ditch the internet and I would look at a few cashback site like piggypoints for better gas/electric deals. The old style board is great for food and cleaning ideas, just cos its cheap doesn't mean it wont work. Ebay/Amazon/car boot anything that isn't nailed dow (except for OH and kids of course!!!).

*zippy*

Hi pinklady :hello:

Sorry I can't add any advice, but just wanted to say good luck with the cccs tomorrow, glad your feeling better since you posted. It makes such a difference just to have someone to talk to doesn't it :grouphug: Do remember hun everything is sortable and the CCCS are experts and help people everyday.

Best wishes
zippy x

pinkladymel

the internet is all i have and my only bit of time for me. It is where i have friends and get to talk to people. I just couldnt give it up

pinkladymel

thanks zippy you have really encouraged me to phone them and get out of this hole =/

thanks for the link fishface am trawling through it now xx

i am with british gas for gas and elec

joeblack066

Hiya......as far as I can tell, your comparable monthly income is £1336, and outgoings are £780, so on paper you should have £556 left. I presume that this is not the case, so have you missed anything off your SOA? If not, a spending diary really helps to see where the money goes. Also careful budgeting to help with weekly income for monthly bills. Remember that here on DFW, you can ask anything , and will get a friendly helpful answer. You have coped amazingly well so far, and taken a huge step posting on here. Hold your head up high, and you will get this sorted!

joeblack066

Oh, 1 more suggestion.......some colleges that deliver childcare training ie NNEB, NVQ etc, need work placements for their students, and will often give families with young children a free nanny for a few hours a week. Failing that, your local HomeStart/ surestart might be able to offer you extra support, just to give you a break for a few hours.

tealady

I get your point re the internet, I use it a lot as well. However you said you are with British Gas for your fuel. Check with a comparison website like uswitch to make sure you are getting the best deal. I know at times all these things might seem like a hassle but as the (annoying) Tesco logo says "Every little helps"