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I need Help. Please.....xxxx

Hi Peeps,

IM VERY NEW TO THIS BUT AFTER READING MANY OF YOUR STORIES I DECIDED TO CONTACT MY BANK AND CREDIT CARD COMPANIES TO CLAIM THE CHARGES.
ONE OF MY CC IS WITH BARCLAYS AND THEY HAVE FORWARDED A COPY OF ALL OF MY STATEMENTS WITHIN 2DAYS, WHICH I WAS SHOCKED AT.
WHAT IM NOW NOT SURE OF IS WHAT I CAN CLAIM FOR. AS FAR AS I CAN SEE IVE ONLY EVER HAD LATE PAYMENT CHARGES OF £20.00 A SHOT ON THIS PARTICULAR CARD, BUT NEVER ACTUALLY GONE OVER MY LIMIT. WHICH IS A GOOD THING BUT NOT SURE IF I CAN CLAIM FOR THESE AS WELL.

ANY HELP WOULD BE APPRECIATED.

CHEERS

MEBA :confused:

Comments

  • princesskez26
    princesskez26 Posts: 624 Forumite
    MEBA wrote: »
    Hi Peeps,

    IM VERY NEW TO THIS BUT AFTER READING MANY OF YOUR STORIES I DECIDED TO CONTACT MY BANK AND CREDIT CARD COMPANIES TO CLAIM THE CHARGES.
    ONE OF MY CC IS WITH BARCLAYS AND THEY HAVE FORWARDED A COPY OF ALL OF MY STATEMENTS WITHIN 2DAYS, WHICH I WAS SHOCKED AT.
    WHAT IM NOW NOT SURE OF IS WHAT I CAN CLAIM FOR. AS FAR AS I CAN SEE IVE ONLY EVER HAD LATE PAYMENT CHARGES OF £20.00 A SHOT ON THIS PARTICULAR CARD, BUT NEVER ACTUALLY GONE OVER MY LIMIT. WHICH IS A GOOD THING BUT NOT SURE IF I CAN CLAIM FOR THESE AS WELL.

    ANY HELP WOULD BE APPRECIATED.

    CHEERS

    MEBA :confused:
    CAN BE CLAIMED

    Account misuse fee
    Cheque return fee
    Card misuse fee
    Unarranged borrowing fee
    Unauthorised overdraft fee
    Unpaid DD fee
    Unpaid cheque fee
    Unpaid standing order fee
    Late payment fee (credit cards, store cards, catalogues etc)
    Exceeding Authorised Overdraft Limit
    Exceeding Unauthorised Overdraft Limit
    Direct Debit/Standing Order/Cheque returned fee
    Irregular fee
    Paid refferal fee
    Total charges (HSBC personal accounts only, not business accounts)

    :D Good luck with your claim :j
    Member & fundraiser for Meningitis Research Foundation
  • maka_2
    maka_2 Posts: 1,070 Forumite
    MEBA wrote: »
    Hi Peeps,

    IM VERY NEW TO THIS BUT AFTER READING MANY OF YOUR STORIES I DECIDED TO CONTACT MY BANK AND CREDIT CARD COMPANIES TO CLAIM THE CHARGES.
    ONE OF MY CC IS WITH BARCLAYS AND THEY HAVE FORWARDED A COPY OF ALL OF MY STATEMENTS WITHIN 2DAYS, WHICH I WAS SHOCKED AT.
    WHAT IM NOW NOT SURE OF IS WHAT I CAN CLAIM FOR. AS FAR AS I CAN SEE IVE ONLY EVER HAD LATE PAYMENT CHARGES OF £20.00 A SHOT ON THIS PARTICULAR CARD, BUT NEVER ACTUALLY GONE OVER MY LIMIT. WHICH IS A GOOD THING BUT NOT SURE IF I CAN CLAIM FOR THESE AS WELL.

    ANY HELP WOULD BE APPRECIATED.

    CHEERS

    MEBA :confused:


    cant refuse help to someone who gives that many kisses
    yes if you find you have been charged for going over your limit you can claim these charges back to
    hope this helped
    :beer: LOVE LIFE PROCEED & PROGRESS
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