Car Insurance Increase - Age Related?

InsideInsurance

peachyprice wrote: »

You've seen me in Sainsbury's car park then :rotfl:

No, just the results of all the donuts and handbrake turns

peachyprice

Oh, I just thought of something, perhaps Tesco have had an increase in claims in the general area due to steets lights being switched off between 00.00 and 05.00. That started in January and the local papers are certainly full of tales of increased RTA's.

*Scarlett

peachyprice - although you are not yet 50 you could still try the 50 plus insurers.

Whilst they do specialise in over 50s they may consider insuring low risk cutomers approaching 50 at a reasonable rate.

http://www.rias.co.uk/car-insurance/

http://www.saga.co.uk/insurance/car-insurance.aspx

http://www.castlecover.co.uk/car-insurance.aspx

vaio

peachyprice wrote: »

Oh, I just thought of something, perhaps Tesco have had an increase in claims in the general area due to steets lights being switched off between 00.00 and 05.00. That started in January and the local papers are certainly full of tales of increased RTA's.

Yep, but you'd expect that to affect all insurers.

My money stays on "loyal customer" tax and their system is clever enough to pick you up as an existing policy holder when you do a new quote

peachyprice

Maybe. Although there were several other insurers within the same price bracket, maybe using the same underwriters?

Whatever is is you'd expect it to affect all insurers, but it hasn't, the majority are within £100 of each other, Tesco and a few others were £300+ more. Which makes me think it's a particular underwriter.

I would have thought that if it was the 'loyal customer' tax they could have moved on the price when I told them I wanted to cancel, but no, they wouldn't budge a penny.

peachyprice

*Scarlett wrote: »

peachyprice - although you are not yet 50 you could still try the 50 plus insurers.

Whilst they do specialise in over 50s they may consider insuring low risk cutomers approaching 50 at a reasonable rate.

http://www.rias.co.uk/car-insurance/

http://www.saga.co.uk/insurance/car-insurance.aspx

http://www.castlecover.co.uk/car-insurance.aspx

Thanks, I did have lots to choose from with mainstream insurers and have gone with the Post Office, but I'll give those a go if it goes up next year.

peachyprice

I just looked at the quotes again, Tesco, AA, Santander & Co-op were all around the same price. Do they use the same Underwriter?

InsideInsurance

Tesco has their own plus a panel which they put some business to

AA is a broker

Santander is Equity

Coop has its own insurer, dont know if they have a panel too or not