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Confused about losing no claims.
misssarahleigh
Posts: 2,852 Forumite
in Motoring
I'm reading online about No claims Bonus.
I have 6 years no claims (not protected). I was in an accident and this will be going down as my fault.
Some sites say you lose all your no claims, others say you lose some. Could anyone point me somewhere clear please?
I'm with Hastings Direct
I have 6 years no claims (not protected). I was in an accident and this will be going down as my fault.
Some sites say you lose all your no claims, others say you lose some. Could anyone point me somewhere clear please?
I'm with Hastings Direct
I get what i want. That isn't because i'm a brat or spoilt. It's because i'm determined, i work hard for it and i achieve my goals!
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Comments
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misssarahleigh wrote: »Could anyone point me somewhere clear please?
I'm with Hastings Direct
Answered your own question there haven't you?
Only Hastings can tell you 100%, anybody else is just guessing.0 -
Answered your own question there haven't you?
Only Hastings can tell you 100%, anybody else is just guessing.
It depends really. I'm assuming there isn't one rule from what I read? I assumed you start from 0. However reading other sites this isn't always the case.I get what i want. That isn't because i'm a brat or spoilt. It's because i'm determined, i work hard for it and i achieve my goals!0 -
You're right, there isn't one rule which is why you need to speak to Hastings and ask them how they deal with it. Asking on forums and checking unrelated websites MAY give you the right answer but as you've found out the answers can differ so the only people who can give you the information you require accurately are the insurance company involved.0
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You're right, there isn't one rule which is why you need to speak to Hastings and ask them how they deal with it. Asking on forums and checking unrelated websites MAY give you the right answer but as you've found out the answers can differ so the only people who can give you the information you require accurately are the insurance company involved.
Thanks. Having never needed to look before I didn't realize there was a grey area. Shall give them a call tomorrow. Already bothered them today asking about my car :-)I get what i want. That isn't because i'm a brat or spoilt. It's because i'm determined, i work hard for it and i achieve my goals!0 -
Look on the back of your policy document. I'm with People's Choice who are basically the same as Hastings and that's where it tells me. My guess is that you go down to 2 years NCD.0
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Hi misssarahleigh,
As Ultrasonic has said take a look on the back of your policy schedule. If you have any questions please feel free to drop us an email and we will be happy to check for you. help@hastingsdirect.com
Many Thanks,
Jamie“Official Company Representative
I am the official company representative of Hastings Direct. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Hi misssarahleigh,
As Ultrasonic has said take a look on the back of your certificate. If you have any questions please feel free to drop us an email and we will be happy to check for you. help@hastingsdirect.com
Many Thanks,
Jamie
Gave them a call and got the answer. Thank you for the help.I get what i want. That isn't because i'm a brat or spoilt. It's because i'm determined, i work hard for it and i achieve my goals!0
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