BoS/AA loan details?

smallblueplanet

I have received an acknowledgement of my PPI reclaim from BoS. When I took out the loan, over the phone, I was told I could only have the AA personal loan if I took out the PPI!


The BoS asked for details of the account number, a copy of the credit agreement and previous name/addresses.


Could I ask if anyone can tell me how I would go about getting details of the AA personal loan that I took out in 1990? I don't have any account paperwork nor do I have any old bank statements. I was banking with the old Midland Bank and I know the address I lived at when I took out the loan.


Thanks.

-taff

Send a SAR to them and £10.
Your chances of there still being anything left after 24 years is practically non-existent though.

smallblueplanet

-taff wrote: »

Send a SAR to them and £10.
Your chances of there still being anything left after 24 years is practically non-existent though.

Sorry, a what to who?

[Deleted User]

smallblueplanet wrote: »

Sorry, a what to who?

https://forums.moneysavingexpert.com/discussion/1475553

24 years on, though, I doubt any records will still exist.

smallblueplanet

Thanks Moneyineptitude. I realise what was meant now. Yeah I wondered whether it is worth £10 - good money after bad and all that.


Do you have any idea if there's anyway to find out how long BoS keep AA loan records for, other than paying for the SAR of course.

[Deleted User]

smallblueplanet wrote: »

Do you have any idea if there's anyway to find out how long BoS keep AA loan records for, other than paying for the SAR of course.

No, you'll have to SAR them to find out. Banks typically keep records for around six years, especially where the customer no longer has an account. However, it's never been an exact science and some records that should still exist have been destroyed, while others which should have gone are still around.


I don't like the odds on details from 24 years ago still being available, though.

smallblueplanet

Just thought I'd ask, as some of you posters have doubtless been helping out on this forum a long time and will have accumulated lots of knowledge.

smallblueplanet

Moneyineptitude wrote: »

No, you'll have to SAR them to find out. Banks typically keep records for around six years, especially where the customer no longer has an account. However, it's never been an exact science and some records that should still exist have been destroyed, while others which should have gone are still around.


I don't like the odds on details from 24 years ago still being available, though.

Do you know how applying for a SAR will affect my BoS PPI reclaim?


They've already messed up once by sending the original claim forms to my old address. Then after I'd asked them where they were they said they'd send out the forms again (and apologised). They sent the copies but two days later sent a letter saying as they'd not heard from me in 14 days my claim was closed! I had to ring and get them to re-open it rather than start a new one (at least I think that is what has happened, the latest letter doesn't make it any clearer - I'll have to ring them to check!

[Deleted User]

smallblueplanet wrote: »

Do you know how applying for a SAR will affect my BoS PPI reclaim?

It will make absolutely no difference.