How would you interperate 'existing Condition'?

redwineguzzler

Hello all,

Just a quick question.... Other half has a clot on lung, for which he is on Warfarin for 6 months which will cease in July this year. He won't need another scan to make sure it's gone, as research says it will have dispersed by then, so scanning is just not done anymore.

So when we get ready to book another holiday after July, would he need to declare this 'past condition' as a pre existing condition.??

What do you think?

shaun_from_Africa

would he need to declare this 'past condition' as a pre existing condition.??

Without a doubt.
If he doesn't declare it and has to make a medically related claim, at the very least it will lead to complications and delays in getting a payout, but it's more than likely that the insurers will simply refuse to pay out at all.

If there is anything that could cause problems, declare it. It may not even affect the premium, but if you don't tell them, you could end up thousands (or tens of thousands) of £s in debt.

peachyprice

Yes, of course he will, otherwise if he is ill with anything related he won't be covered.