please advise as i dont know where to start

kelly41982

im thinking of having my mum come and live with me while she recovers from her cancer op and chemo, it would mean giving up my job and been her carer but iv no idea where to start and if or what money we would be entitled to.
i have 1 child of school age but wouldnt be working so i assume it would be JSA id claim???
my mum gets ESA support group and also higher rate mobility and care componant and has a very small private pension each month

can anyone advise please??

richard9991

kelly41982 wrote: »

im thinking of having my mum come and live with me while she recovers from her cancer op and chemo, it would mean giving up my job and been her carer but iv no idea where to start and if or what money we would be entitled to.
i have 1 child of school age but wouldnt be working so i assume it would be JSA id claim???
my mum gets ESA support group and also higher rate mobility and care componant and has a very small private pension each month

can anyone advise please??

If she did come to live with you you could claim carers allowance and income support subject to savings and capitol.

kelly41982

hi thanks, neither of us have no savings or capital.
i assumed it would be JSA as when i looked on line for some advise i couldnt find anything to say it could be income support
would me quitting my job effect anything?

pmlindyloo

kelly41982 wrote: »

im thinking of having my mum come and live with me while she recovers from her cancer op and chemo, it would mean giving up my job and been her carer but iv no idea where to start and if or what money we would be entitled to.
i have 1 child of school age but wouldnt be working so i assume it would be JSA id claim???
my mum gets ESA support group and also higher rate mobility and care componant and has a very small private pension each month

can anyone advise please??

Would your mum be coming to live with you permanently?

Does she usually live alone?

You can claim Carer's Allowance with an Income Support top up but it may affect your mum's benefits.

Claiming IS will give you an entitlement to Housing Benefit or Housing costs - Support for Mortgage Interest (the latter after 13 weeks - )

I can't post links at the moment and am off to bed but google Carer's Allowance for more information.

Might catch up with you in the morning!

Resigning your job might affect JSA - you could probably say you had good cause to resign because of your caring duties and not be sanctioned but would you be job seeking?

Income support plus CA would not be affected if you resigned.

kelly41982

pmlindyloo wrote: »

Would your mum be coming to live with you permanently?

Does she usually live alone?

You can claim Carer's Allowance with an Income Support top up but it may affect your mum's benefits.

Claiming IS will give you an entitlement to Housing Benefit or Housing costs - Support for Mortgage Interest (the latter after 13 weeks - )

I can't post links at the moment and am off to bed but google Carer's Allowance for more information.

Might catch up with you in the morning!

Resigning your job might affect JSA - you could probably say you had good cause to resign because of your caring duties and not be sanctioned but would you be job seeking?

permanant- yes until the forseeable future anyway
mortgage- we dont have one i private rent
she doesnt usually live alone so i dont think she gets any extra
no i wouldnt be able to job seek so i think your right and i would be able to apply for income support

and thank you good night

FBaby

Do take into consideration that if she recovers well, she is likely to lose her DLA and then you will lose the carer's component. If/when that happens, are you confident you will be able to get back into employment easily?

kelly41982

FBaby wrote: »

Do take into consideration that if she recovers well, she is likely to lose her DLA and then you will lose the carer's component. If/when that happens, are you confident you will be able to get back into employment easily?

hi, thanks for you concern, well were hoping for a good recovery so we can both get back into work when its all over so that isnt a problem

kelly41982

blondebubbles wrote: »

You'd also get child tax credit/child benefit on top of that.

hi, i get both of those now with working tax, although i know i wont get the working tax part for much longer

does anyone know who my first point of contact would need to be?

pmlindyloo

Once you know the date that your job finishes then you can put in a claim for Carer's Allowance.

Once that is done you can put in a claim for Income Support (the Carer's Allowance will be deducted from your Income Support) which will act as a 'top up' to your Carer's Allowance. I believe that you can put in the claim for Income Support as soon as you apply for CA- just tell them that you have applied.

REad this:

http://www.nhs.uk/CarersDirect/moneyandlegal/otherbenefits/Pages/IncomeSupport.aspx

Then you will be entitled to HB and CT support.

You must notify tax credits of your change of circumstances within a month.

You can put all your details into the calculator on https://www.turn2us.co.uk to get a good idea of what your entitlements will be.

kelly41982

hi, i have used the calculator but not sure if i did it correctly, i left my job 4 days ago, i have just filled in an online form for carers allowance but was told i cannot claim for income support as yet as i have a four weeks on run of working tax credits been paid so was told to wait until my tax credits will be finished in around 3 weeks.

does anyone know how income support and carers allowance may effect my child tax credits??

kelly41982

thank you everyone for your help its been great