📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Laying bad eggs instead of nest eggs

13»

Comments

  • Continue to plod along, excited that I have just over £200 in my savings account . This is my £2 a day account , to pay for christmas. This is the 3rd year I have tried it, the past 2 years I broke into it and never got anywhere near christmas !

    It may seem daft saving when I have so much debt to clear but I want to prove to myself that I can save, I want to have that positive feeling at christmas that I can spend without worry of not having enough money to buy it all . Plus I really don't notice the £2 a day, I transfer £14 on a Monday . Just need to stay strong and not break into it.

    Have had a couple of spends this week due to the DCs being off school, a few treats but after the bank holiday weekend I hope to get back on track .
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Spent £20 on plants for my tubs, garden had a huge tidy up yesterday but lacks colour.

    Fried eggs for breakfast, courtesy of the chooks, they are laying really well , which saves me a couple of pounds a week as we use a lot of eggs.

    Have no plans for the bank holiday weekend, just pottering about, catching up on ironing, housework & some more gardening.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Completely forgot two annual direct debits :mad: so because of this lack of organisation , I am now £174 overdrawn :o . So annoyed with myself, I do have a free overdraft facility of £200 but I have not been overdrawn for months .

    Seems like I take a step forward, but 3 steps back .....
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Just popping in to say hello and 'keep going' you will get there.:T
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Hi mummychicken and well done on the LBM. Good to see you so motivated. Keep going your doing fab.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • mummychicken
    mummychicken Posts: 351 Forumite
    Oh hec, it is almost 2 months since I last posted....... I confess those last 2 months have not been money saving ones, I have fell off the band wagon. But, I have a new determination and it's onwards and upwards for me .....
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • Hi mummychicken, we all fall off the wagon occasionally. Glad to see your back and determined to clear some debt. X
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.