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Royal london Plus Policy Managed series 2

Can I pick the brains of you guys. I have a policy with the above company, it was a one off policy which I paid into for 5 years and which was linked to a previous mortgage. I have paid no premiums since then but it matures this year. When i enquired late last year I was given a surrender value of £14971. I have just checked again and found it is now worth £15244. Question is should I take it whilst its up a £300? is this in line with stock markets picking up and is it likely to fall off again ? Thanks for reading and your input

Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Sounds like an endowment, in which case if it matures this year then leave it run until that date and you wouldn't imperil any final bonus that may be payable.
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yes, is it an endowment?

    is the mortgage already paid off?
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