*Beware* 1Loan dot co dot uk !!!

Scammed7777

I was making enquiries about a short-term loan. Having completed a short application form, 1Loan then deducted £44.99 from my account. This was not visibly mentioned anywhere. My bank can also do nothing to retrieve this. BEWARE OF 1LOAN dot co dot uk.

imoneyop

Scammed7777 wrote: »

I was making enquiries about a short-term loan. Having completed a short application form, 1Loan then deducted £44.99 from my account. This was not visibly mentioned anywhere. My bank can also do nothing to retrieve this. BEWARE OF 1LOAN dot co dot uk.

It will have been visibly mentioned in the T&Cs that you confirmed that you agreed to and possibly on the screen where they asked you to give them your card details.

The reason your bank can do nothing is that there is nothing wrong with the transaction - you authorised it.

Now might be a good time to go back to the site and have another read of the T&Cs and see if there is a section on refunds. If you haven't wasted too much time trying to get your bank to refund, you may still be within the 14 day cooling off period.

Fruit_and_Nut_Case

The domain 1loan.co.uk may be for sale by its owner!

Not looking good.

tomtontom

Fruit_and_Nut_Case wrote: »

Not looking good.

According to Wayback Machine the same message was there a year ago. OP, are you sure you have the right address?

Scammed7777

Yes, I know it's a total scam. Looked at the site again, and the £44.99 is not mentioned anywhere except in the T&Cs (partly my fault for not looking). I've sent a recorded/registered letter to them to get it back within 30 days, but not holding my breath.

tomtontom

Scammed7777 wrote: »

Yes, I know it's a total scam. Looked at the site again, and the £44.99 is not mentioned anywhere except in the T&Cs (partly my fault for not looking). I've sent a recorded/registered letter to them to get it back within 30 days, but not holding my breath.

And the name of the site is ...

imoneyop

Scammed7777 wrote: »

Yes, I know it's a total scam. Looked at the site again, and the £44.99 is not mentioned anywhere except in the T&Cs (partly my fault for not looking). I've sent a recorded/registered letter to them to get it back within 30 days, but not holding my breath.

Assuming you sent the letter to the address in their T&Cs then if they don't refund in the 30 days, you will need to complain and possibly refer it to the FOS.

But, I'm confused how you seem able to view the site, but Fruit and Nut Case and tomtontom say is is just a holding page (I can't view it at all as my employer blocks it)

GingerFurball_2

Scammed7777 wrote: »

Yes, I know it's a total scam. Looked at the site again, and the £44.99 is not mentioned anywhere except in the T&Cs (partly my fault for not looking). I've sent a recorded/registered letter to them to get it back within 30 days, but not holding my breath.

It's not a scam. You confirmed you had read the terms and conditions, it's your fault if you didn't notice it.

GingerFurball_2

tomtontom wrote: »

And the name of the site is ...

https://www.the1loan.co.uk

Here's an interesting page for the OP to have a look at:

http://www.the1loan.co.uk/faq.php

FAQs: Do you take a fee?

We do ask for a small fee to cover our processing costs so we won't limit our search. However we only charge the amount of £44.99 compared to other loan sites charging £50, £60 or even £70+. We believe in treating customers fairly while providing the best service possible.

No scam here.

tomtontom

GingerFurball wrote: »

https://www.the1loan.co.uk

Here's an interesting page for the OP to have a look at:

http://www.the1loan.co.uk/faq.php

FAQs: Do you take a fee?



No scam here.

Thanks GF

Also in the Terms of Use the OP had to agree to.

Fruit_and_Nut_Case

GingerFurball wrote: »

It's not a scam.

GingerFurball wrote: »

No scam here.

But please don't take these comments as an endorsement of the site.