Investment Ideas

scenicphotos

Hi I have around £80,000 to invest and can't seem to get a decent return from a bank account etc. Just wondering what advice people have to get a good return. Many Thanks.

xylophone

from a bank account etc

And you are not alone - interest rates are low and for the most part pay a rate after tax that is below inflation.

If you are in need of a better return, then you will need to consider stock market investment but remember that this involves the possibility of risk to capital and

You might consider equity income/ bond/ mixed asset funds?

You could look at the funds research link on the HL website http://www.hl.co.uk/ for some information - also see https://forums.moneysavingexpert.com/discussion/comment/64837484#Comment_64837484 for discussion.

bigadaj

You can get most of it into current to accounts paying 3% or more, which is no risk and an alternative to savings account paying less than half that.

gadgetmind

scenicphotos wrote: »

Just wondering what advice people have to get a good return. Many Thanks.

Impossible to say unless we know how long you intend to remain invested, whether you're likely to need this money in a hurry, whether you'll panic if the capital value falls by 25% or even 50%, and what you tax situation is regards income, dividends and capital gains.