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Civil Servant for 23+ years yet no pension?

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Comments

  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You said yourself you feel entitled, and that says it all. Gadget and I can't have any more to say than what you said yourself.

    Employment contract law. Read up on it. It allows changes to the contract you signed up to.

    And in fact, the public sector is STILL the gold standard re pensions, Even if some like the teachers will be striking over the changes to these gold standard pensions.
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Tromking wrote: »
    we are somehow nefariously robbing the country blind while no-one is looking

    http://en.wikipedia.org/wiki/Straw_man
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • Tromking
    Tromking Posts: 2,691 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    atush wrote: »
    You said yourself you feel entitled, and that says it all. Gadget and I can't have any more to say than what you said yourself.

    Employment contract law. Read up on it. It allows changes to the contract you signed up to.

    And in fact, the public sector is STILL the gold standard re pensions, Even if some like the teachers will be striking over the changes to these gold standard pensions.


    I did put a rider on that sense of entitlement by stating that some public sector jobs are difficult to perform and because of that a continued generous pension might be appropriate.
    As I`ve said the true litmus test of the reforms will be staff recruitment and retention in the years ahead, and I have to say the signs are not looking good, in my area of the MOJ nobody appears to want to be a Prison Officer in London on a salary of around £22k a year and a retirement age of 68!...go figure!
    This may upset Gadget, but watch the pension landscape change again in the future if the politicians want to carry on doing the stuff we rely on and more importantly they are responsible for and can`t because the employee benefits on offer aren't good enough.
    “Britain- A friend to all, beholden to none”. 🇬🇧
  • mgdavid
    mgdavid Posts: 6,710 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    maybe G4S would like a go at running it?
    (other outsource companies are available)
    The questions that get the best answers are the questions that give most detail....
  • xylophone
    xylophone Posts: 45,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We seem to have come a long way from the OP's query about locating her pension... would not much of the above be more appropriate to a discussion board?
  • Tromking
    Tromking Posts: 2,691 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mgdavid wrote: »
    maybe G4S would like a go at running it?



    ....and they do, although not particularly well it seems.
    Further to that they (and Serco) seem to have a penchant for stealing Gadget`s precious tax-payers money too.
    “Britain- A friend to all, beholden to none”. 🇬🇧
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Tromking wrote: »
    because the employee benefits on offer aren't good enough.

    As these benefits are better in the public sector than the private sector, where would people go?

    http://www.bbc.co.uk/news/business-26512643

    "Public sector workers are paid on average 14.5% more than those in the private sector, according to the Office for National Statistics (ONS)."



    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    xylophone wrote: »
    We seem to have come a long way from the OP's query about locating her pension... would not much of the above be more appropriate to a discussion board?


    Probably right, but the insults are still flying. From the Civil service no less.

    The OP at least found their pension (well their leaving statement and that should be what they need), and I am relieved for them. It must have been very worrying told it didn't exist.
  • Seabee42
    Seabee42 Posts: 448 Forumite
    Tromking wrote: »
    ...or perhaps just a reasonable expectation that the terms and conditions they signed up to are honoured for the duration of their public sector careers is another slant to the argument.:)


    Part of the problem is that because of life expectations a pensioner today could expect to receive their pension for roughly twice as long as a pensioner who retired in the 70s and 80s. To put it another way the benefit has doubled. It is this aspect that has led to public service pensions being unsustainable in the form they were in.

    Sadly due to large amounts of politicking on pensions private sector pensions have become very poor in comparison which means the public at large is fairly unsympathetic to the minor changes to public sector pensions.
  • Tromking
    Tromking Posts: 2,691 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gadgetmind wrote: »
    As these benefits are better in the public sector than the private sector, where would people go?

    http://www.bbc.co.uk/news/business-26512643

    "Public sector workers are paid on average 14.5% more than those in the private sector, according to the Office for National Statistics (ONS)."


    Lol!
    Did you read past the headline on that report?
    Its not as black and white as you would have us believe Gadget, is it?
    The out-sourcing of thousands of low skill public sector jobs over the years has made crude comparisons of this nature bordering on the laughable.
    “Britain- A friend to all, beholden to none”. 🇬🇧
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