natwest ppi

jansquest

does anyone know who are the insurance underwriters for natwest loans i have spoken to their ppi team but are reluctant to tell me

-taff

why do you need that info? Natwest were regulated.

sun73

London and Edinburgh Insurance Company now part of Aviva, for older loans.

dunstonh

the insurance company is irrelevant on bank cases.

jansquest

we have been advised by the FOS to claim against the underwriters of the ppi policy because even though we could claim when my husband was off sick having had a heart attack we could not claim when he was out of work because he was self employed. We had a nat west bank loan and a nat west credit . is it the same company for both.

[Deleted User]

jansquest wrote: »

we have been advised by the FOS to claim against the underwriters of the ppi policy

Why have you not just complained directly to Natwest who originally sold you the loan PPI?
Even prior to 2005, Banks already had their own regulation. FOS normally only advises approaching the Underwriter if they have no jurisdiction and cannot themselves adjudicate….

This cannot be the case here, so far more information is required...

dunstonh

jansquest wrote: »

we have been advised by the FOS to claim against the underwriters of the ppi policy because even though we could claim when my husband was off sick having had a heart attack we could not claim when he was out of work because he was self employed. We had a nat west bank loan and a nat west credit . is it the same company for both.

Natwest has the liability for the complaint. Not the insurer. Are you sure that the FOS are not telling you to put claim in to the insurer instead of the complaint?

Who has said that he was not covered for being self employed. Whilst there can be restrictions, most PPI does cover self employed.