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Advice Needed About Future of House

2

Comments

  • RAS
    RAS Posts: 36,549 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    [QUOTE=croyland87;64864588Hi_yes_me_and_my_dad_bought_the_property_jointly_in_2006_after_the_separation_and_my_mother_has_never_lived_in_the_house_that_we_own_and_me_and_my_dad_are_joint_tenants.[/QUOTE]

    Can you check the Land Registry and confirm whether you are joint tenants via a Joint Tenancy or are tenants in common?

    Did anyone explain to you when you bought the house with your parenta still married that mum could make a claim against the house in the case of divorce?

    I suggest dad gets hold of AgeUK urgently.
    If you've have not made a mistake, you've made nothing
  • croyland87
    croyland87 Posts: 179 Forumite
    RAS wrote: »
    Can you check the Land Registry and confirm whether you are joint tenants via a Joint Tenancy or are tenants in common?

    Did anyone explain to you when you bought the house with your parenta still married that mum could make a claim against the house in the case of divorce?

    I suggest dad gets hold of AgeUK urgently.

    Yes have checked Land of registery and we are joint tenants and no one explained about the parents divorce situation.
  • RAS
    RAS Posts: 36,549 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 March 2014 at 5:01PM
    croyland87 wrote: »
    Yes have checked Land of registery and we are joint tenants and no one explained about the parents divorce situation.

    OK.

    Dad needs to see AgeUK urgently.

    Also suggest that you and he needs to see a lawyer about what happens when he dies (or even more scary if you were to die before he does).
    If you've have not made a mistake, you've made nothing
  • croyland87
    croyland87 Posts: 179 Forumite
    RAS wrote: »
    OK.

    Dad needs to see AgeUK urgently.

    Also suggest that you and he needs to see a lawyer about what happens when he dies (or even more scary if you were to die before he does).

    What will Ageuk do for us and one more thing I want to bring my mum into the house which me and my dad own so she can spend the time she can with us before she gets so severe that she has to go into care home.
  • harrys_nan
    harrys_nan Posts: 1,777 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I really suggest you take legal advice before you do anything.
    As much as it's a very nice thing to do by having your mum stay, I don't know if it will alter any claim on the house as your parents are still married and it could be seen as they have got back together.
    I maybe and hope, I'm totally wrong and barking up the wrong tree and i'm sure someone will correct me
    Treat other's how you like to be treated.

    Harry born 23/09/2008
    New baby grandson, Louie born 28/06/2012,
    Proud nanny to two beautiful boys :j
    And now I have the joy of having my foster granddaughter becoming my real granddaughter. Can't ask for anything better

    UPDATE,
    As of today 180919. my granddaughter is now my official granddaughter, adoption finally granted
  • croyland87
    croyland87 Posts: 179 Forumite
    Any more advice welcome please
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If your parents have been living in their own accommodation and have been financially separate for such a long time, it's probably best to keep things separate.

    Do you realise the implications of owning the house as joint tenants with your father? If he dies first, it's straightforward for you.

    If you die first, the house will belong to your father. What would happen to your wife and children?
  • croyland87
    croyland87 Posts: 179 Forumite
    I am going to see a good legal adviser as my mum will have to come in to are house I cant just leave her because she is not well.
  • Mr_Toad
    Mr_Toad Posts: 2,462 Forumite
    If your father is living in the house it will be disregarded.

    Even if they tried it on they can't take the house as your father only owns half while you own the other half. It's almost impossible to sell half a house and they can't make you sell your half as they have no possible call on it.
    One by one the penguins are slowly stealing my sanity.
  • Poppy9
    Poppy9 Posts: 18,833 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Mr_Toad wrote: »
    If your father is living in the house it will be disregarded.

    Even if they tried it on they can't take the house as your father only owns half while you own the other half. It's almost impossible to sell half a house and they can't make you sell your half as they have no possible call on it.

    They could put a charge on what they determine is the wife's share of the husband's half i.e. a quarter.
    :) ~Laugh and the world laughs with you, weep and you weep alone.~:)
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