Santander 123 interest

ColdIron

If you open it on the phone you'll get a bit more certainty and they can probably tell you what your opening date will be

Nath4n

ColdIron wrote: »

If you open it on the phone you'll get a bit more certainty and they can probably tell you what your opening date will be

Good idea thanks, only issue with that was I was eyeing up the £35 Cashback...

innovate

If you are so meticulous with your money, then presumably you wouldn't need the 123 cashback and interest to pay your bills, right? So it wouldn't matter if the extra money didn't hit your account until a few days later? It only is a potential "issue" in the first month, anyway - in any subsequent month, you will either get the extra money a few days before or after your other payments/bills, depending on when and how you perceive the payments are being made relative to your other transactions.

organic_wanabe

Also, as far as I remember, interest only starts when at least two direct debits have been set up on the account.