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  • Countrygal wrote: »
    WW so once you know you are going BK do u stop paying the creditors or continue ? and those dreaded phone calls is it best to tell the creditor your going bk ?

    Stepchange said to me to stop paying my creditors and write to them to state that i'm taking advice and offer a token payment as a temporary arrangement (they sent me a template letter to use). The idea is that the money can instead be used for the BR fees.

    Just sent you a PM too.x
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