We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Approached by Bank to claim PPI

Although I tried to make a claim a few years ago, which supposedly failed because my Bank Manager supplied me with the wrong claim form... Last month (Jan 2014), my bank contacted me with regards to PPI...

They detailed every Loan account number I had ever made with them, and all I had to do was explain why I would not have benefited from PPI. Basically I have a Disability...

At first I thought it might be a scam, but the return address was their Head Office address...

I have since received 2 letters, the first to confirm they have received the complaint, and second to confirm that it was week 4, and that they had 8 weeks to deal with the complaint.

So, I was just wondering if anyone else has been approach by their bank...

Comments

  • Yep, well not bank, credit card providers.


    MBNA wrote to me and Barclaycard, who had taken over my old EGG card did the same - both claims were successful :)
  • dunstonh
    dunstonh Posts: 121,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    So, I was just wondering if anyone else has been approach by their bank...

    What you received is a CCL. lots of lenders are sending them out. It allows them to activate the time bar clock. They cannot do so without the CCL being sent.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • pdtscully wrote: »
    So, I was just wondering if anyone else has been approach by their bank...
    Many many many people.

    It's an invitation to complain, though, not any admission of liability. You still need to make a valid mis-selling complaint.
  • Finally, after waiting 2 months, my bank "NATWEST" made me an offer of just over £5,300, which I accepted...

    Today was payment day... Thank you NATWEST
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.