We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Comet Edge Card / Santander Cards

Hi,

I bought a PC on credit from Comet a few years back. They set me up with a Comet Edge card and payments of £28 have been coming out since. When Comet went into administration this converted to Santander Cards who carried on taking payments. My statement last month showed that £153 was still owed, however this months statement came through today showing a credit adjustment of £400, bringing me £274 in credit. Their offices are open Monday to Friday 9am to 5pm so I thought I would come on here as I won't be available to make a call for the next few days. I have two questions:

a) why would there have been such a large interest adjustment? For me to now be this much in credit it means I have been paying for almost 10 months longer than I have needed to.

b) do I have to reach out to Santander to get this money back or will they automatically issue a cheque / pay the money into my bank account?

Many thanks

Tim

Comments

  • Santander cards have recently wrote to both me and my husband as well as my brother who all had edge cards, basically in 2010 there was an error where annual statements were not sent which apparently means that they are not able to charge interest from that point, and they have been. Reimbursing customers. I got a cheque for 472 because my account has been closed for a while, my brother they paid off his balance and sent him a cheque for the credit so I assume u will be receiving a cheque soon
  • Has anybody got a contact number for the Comet Edge card people?
    I keep getting phone calls from them but because my information does not match with there records they will not talk to me is this a joke or what:exclamati
    Can't even find anything on the web can anybody help or had the same kind of phone call?

    Brummybobby
    :shocked:
  • eskbanker
    eskbanker Posts: 38,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I believe that New Day took these cards over from Santander, contact them as per http://newday.co.uk/lets-talk/cardsloans/
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.