Split Up but living separately in the same house

Loopy_Lou_3

My ex & I split up about 3 weeks ago, he's in the spare room & he's cancelled direct debits for bills & helping pay for the mortgage. I would get in touch with tax credits if he moved out but i don't see the point if he's still living here I can prove that he's not paying the mortgage but he says that he will continue paying the monthly payments on my car til the repayments finish in Feb next year. I suppose thats something at least! So frustrating as i'm struggling as it is! Is there any way i could be entitled to tax credits?
I have a 7 year old, work full time earn £16,500 a year.

Loopy_Lou_3

Thank you for your reply )

Icequeen99

blondebubbles wrote: »

You can still make a single claim even if separated and living together. They understand that in some situations is not simple for one party to move out.

What can cause an issue is if you still have financial ties.

BB is right - in theory at least.

But you need to document everything - you need to get some sort of child maintenance agreement between you and have something that shows regular child maintenance going into your bank. You need to show you have taken steps to sever as many financial ties as possible.

I have dealt with at least a dozen of these cases already this year where compliance have later investigated and it has come down to evidence and it is very hard to actually prove it.

IQ

[Deleted User]

Why are you letting him stay in the spare room if he isn't contributing to the mortgage or the bills?

Poppie68

victoria61 wrote: »

Why are you letting him stay in the spare room if he isn't contributing to the mortgage or the bills?

From what i understand one of the OPs previous threads he has never paid the mortgage, she pays the mortgage and he pays the car.....could this be a potential problem?

EmmaHerts

As long as he will be moving out in the not to distance future, then you should be okay to claim, right?

thriftylass

Is the mortgage solely in your name, what about the car and the other bills.

BP1987

Through my dealings with HMRC they never ask for proof of anything until at least 12 months later if at all. Yes you should be fine to claim Tax credits and would imagine you would be entitled also like a previous post stated document everything you can about your seperation and when he does vacate make sure you get a forwarding address.
When my son was born they didn't even ask for his birth certificate.
I think they do their checks further down the line which is a bit silly largely open to fraud but thats a different discussion

Icequeen99

BP1987 wrote: »

Through my dealings with HMRC they never ask for proof of anything until at least 12 months later if at all. Yes you should be fine to claim Tax credits and would imagine you would be entitled also like a previous post stated document everything you can about your seperation and when he does vacate make sure you get a forwarding address.
When my son was born they didn't even ask for his birth certificate.
I think they do their checks further down the line which is a bit silly largely open to fraud but thats a different discussion

They will likely check this claim because they will get credit data showing them at the same property.

The problem is, if compliance don't accept the evidence, all of the money received will be overpaid.

IQ