Fillers, fillers, fillers!!! Everyone Learns IT Eventually

Sunshinemummy

mhoc wrote: »

I had a mortgage when I was 19 - well you could in those long forgotten days - so for most of my adult life we struggled with money, never enough coming in, huge bills, bank loans and credit card debts and then years of financing kids through uni, major stress city and now finally we are through the other side.
But after a life time of it we are still very careful with every penny.
For instance daughter and Bf their idea of a fun Saturday evening would be a meal in a Michelin star restaurant - well they have the income which they do work hard for and no family or mortgage yet so why not, its not every month.
Us on the other hand well Saturday afternoon the weather was glorious so we went into town and had a tray of chips sat in the town square, load of other people doing the same - cost free parking after 3 and £1.40 for the chips - heaven.
Having savings accounts is my newest hobby :T
I am using the Marks account as a base account and that £1000 will go back and forth feeding various accounts.
It just feeds my Natiowide plus at the moment (the one that gives me £20 a month) next step is to sort out other similars.

I know the feeling, we had our first mortgage at 19, child at 20... by the time I was 24 we had our third, and at 25 took on the care of a friends 2 children. I am stubborn, so apart from child benefit for our three never claimed anything. It has been a wonderful, but hard journey and now we have one finished uni, 3 at uni and the little one decided to get a job! So we are counting down the years to not continually paying out, in fact we are feeling the benefits of having 2 independent and 3 semi-independent... it is quite nice. But I don't get the same buzz if I just pay full price for things! I have had to be frugal for 25 years, I cannot change now. But I am trying to figure out the best things to do, and will be looking at the 3V cards as I would love a diamond ring but I ain't paying for it! Sadly I need a car, and think I will have to pay for this!!!

:D:D:D:D:D:D:D:D

Tweets_2

davemorton wrote: »

Instant win (or not if you are like me) on FB with Vanish
https://www.facebook.com/vanish/app_1392082447724035

Thank you

I got £1 off so hoping it's a mailed voucher

cheer1eader

bubbs wrote: »

Bloody hell!!:eek::eek::eek: would have had to pick me up off the floor:rotfl::rotfl: ive not seen red trees:(

I know :eek: love the colours though
We only had red trees in our local & scanned at £2 last week but scanned at 1p today :j oops had to buy 18 boxes to hand out to mum & mil as they can use for baking plus ds3 ate a whole pack :eek: didn't think he'd like dark chocolate :rotfl:

bubbs

davemorton wrote: »

Instant win (or not if you are like me) on FB with Vanish
https://www.facebook.com/vanish/app_1392082447724035

Thanks if it makes you feel better i didnt win either:(

Picasso7

Tweets wrote: »

This website is where to register. You then type in the long number on the back of the card (activation code), along with a couple of other details and the PIN that you scratch off the back and you get sent an email with your 3 digit security number. Under the Manage My 3V Numbers, you'll find your Visa number with however much of a balance you have.

To add to Amazon, I just added the Visa number under 'Add a Credit Card' and buy myself a gift certificate.

https://www.3vprepaid.com/self_service.html

I'm not the best at explaining stuff or at working things out so apologies if I've done something wrong

That's very clear and very helpful. Thank you.

bubbs

Sunshinemummy wrote: »

I know the feeling, we had our first mortgage at 19, child at 20... by the time I was 24 we had our third, and at 25 took on the care of a friends 2 children. I am stubborn, so apart from child benefit for our three never claimed anything. It has been a wonderful, but hard journey and now we have one finished uni, 3 at uni and the little one decided to get a job! So we are counting down the years to not continually paying out, in fact we are feeling the benefits of having 2 independent and 3 semi-independent... it is quite nice. But I don't get the same buzz if I just pay full price for things! I have had to be frugal for 25 years, I cannot change now. But I am trying to figure out the best things to do, and will be looking at the 3V cards as I would love a diamond ring but I ain't paying for it! Sadly I need a car, and think I will have to pay for this!!!

:D:D:D:D:D:D:D:D

:T:T:T:T:T well done on taking another 2 children, this is not easy on its own, but due to you and your family they have had a family life, well done:T:T

pippo

Tweets wrote: »

This website is where to register. You then type in the long number on the back of the card (activation code), along with a couple of other details and the PIN that you scratch off the back and you get sent an email with your 3 digit security number. Under the Manage My 3V Numbers, you'll find your Visa number with however much of a balance you have.

To add to Amazon, I just added the Visa number under 'Add a Credit Card' and buy myself a gift certificate.

https://www.3vprepaid.com/self_service.html

I'm not the best at explaining stuff or at working things out so apologies if I've done something wrong

IMHO you explained that very well..
Thanks:T

emerald21

tweets wrote: »

http://forums.moneysavingexpert.com/showpost.php?p=64848095&postcount=3314

Thank you. Glad you and Poppy are ok.

Dizzy_Ditzy

bubbs wrote: »

Did you enjoy your 1 roast potatoe?

Not really

I left them in the oven for about 5 minutes too long

bubbs

queen_of_cheap wrote: »

Not really

I left them in the oven for about 5 minutes too long

Oh Nooooooooooo:(:(:(