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Fillers, fillers, fillers!!! Everyone Learns IT Eventually

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  • Good morning all
  • mhoc
    mhoc Posts: 19,301 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker

    As always caution is the key. Buy your 3v vouchers in sets of 2 in tesco otherwise some stores get jumpy if people go through the tills with 10 at a time. You need to look at all times like a normal shopper.

    Also after you have activated a certain value of 3v vouchers in a 12 month period then you need to send identification to 3 v - have a look in the rules and regs.

    It happened to me. I was doing the same, keeping a low profile and one day I ordered some supermarket vouchers from highstreetvouchers. A while later I checked my emails and the payments were declined. It took numerous emails back and forth to work out what had happened and then I got instructions from 3v about sending my identity. It took a week to get the money back onto my cards.

    Since then I've not found many cards but when I do I've bought b & q gift cards as the builder has a trade account with them.
    I also use it to pay my sky bill online. Last year I finished off my water bill with united futilites and I will probably do that as well this year. I've not checked yet to see if my local county council will accept payments for house rates.
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Tweets_2
    Tweets_2 Posts: 1,144 Forumite
    mhoc wrote: »
    As always caution is the key. Buy your 3v vouchers in sets of 2 in tesco otherwise some stores get jumpy if people go through the tills with 10 at a time. You need to look at all times like a normal shopper.

    Also after you have activated a certain value of 3v vouchers in a 12 month period then you need to send identification to 3 v - have a look in the rules and regs.

    It happened to me. I was doing the same, keeping a low profile and one day I ordered some supermarket vouchers from highstreetvouchers. A while later I checked my emails and the payments were declined. It took numerous emails back and forth to work out what had happened and then I got instructions from 3v about sending my identity. It took a week to get the money back onto my cards.

    Since then I've not found many cards but when I do I've bought b & q gift cards as the builder has a trade account with them.
    I also use it to pay my sky bill online. Last year I finished off my water bill with united futilites and I will probably do that as well this year. I've not checked yet to see if my local county council will accept payments for house rates.

    I had to take one back to T's because the assistant had swiped the same one twice so I only had the same activation code for two cards. The SA said I shouldn't have been able to buy more than 6 cards at the same time (I'd bought 8 that day).
    Many a mickle makes a muckle.
  • Right I'm back, My hair is still regrowing so I'm going to try and get the Sure deo ( I'm almost out). So I need to go to Asda and compare to tesco is that right?

    If so here is my shop

    2 x Sure Body Responsive
    2 x Sure Sensitive
    2 yorkshire tea decaff 80's (should I do c+c as msm has 50p back on these?)
    Heinz tomato soup (4 Pack)
    Levi roots jerk BBQ sauce
    Levi Roots Mild sauce
    Banana
    Granny Smith
    Mushrooms
    Smart price pasta

    Does that seem ok?
    I have dyslexia, so get used to my spelling and grammar :)
    Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
    Current Balance £33921
    Declutter 2123/2016
  • mhoc
    mhoc Posts: 19,301 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Very interesting... it may motivate me to save x

    :T:T:T:T:T:T

    I had a mortgage when I was 19 - well you could in those long forgotten days - so for most of my adult life we struggled with money, never enough coming in, huge bills, bank loans and credit card debts and then years of financing kids through uni, major stress city and now finally we are through the other side.
    But after a life time of it we are still very careful with every penny.
    For instance daughter and Bf their idea of a fun Saturday evening would be a meal in a Michelin star restaurant - well they have the income which they do work hard for and no family or mortgage yet so why not, its not every month.
    Us on the other hand well Saturday afternoon the weather was glorious so we went into town and had a tray of chips sat in the town square, load of other people doing the same - cost free parking after 3 and £1.40 for the chips - heaven.
    Having savings accounts is my newest hobby :T
    I am using the Marks account as a base account and that £1000 will go back and forth feeding various accounts.
    It just feeds my Natiowide plus at the moment (the one that gives me £20 a month) next step is to sort out other similars.
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • elainemn
    elainemn Posts: 3,777 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Has anyone still got the 4 for £1 ciabatta breads at tesco on msm. Mine have gone. Still an okay filler but not as good.
  • elainemn
    elainemn Posts: 3,777 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Right I'm back, My hair is still regrowing so I'm going to try and get the Sure deo ( I'm almost out). So I need to go to Asda and compare to tesco is that right?

    If so here is my shop

    2 x Sure Body Responsive
    2 x Sure Sensitive
    2 yorkshire tea decaff 80's (should I do c+c as msm has 50p back on these?)
    Heinz tomato soup (4 Pack)
    Levi roots jerk BBQ sauce
    Levi Roots Mild sauce
    Banana
    Granny Smith
    Mushrooms
    Smart price pasta

    Does that seem ok?

    Hi,
    They are soft & gentle, not sure.
  • Jelly_Biactol
    Jelly_Biactol Posts: 3,636 Forumite
    mhoc wrote: »
    You need to look at all times like a normal shopper.
    :rotfl:

    imsep boratu
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • mhoc
    mhoc Posts: 19,301 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Also if you are very disciplined with your credit card and make sure the balance is paid off every month, every penny then make sure it pays cashback.

    My nationwide credit card pays 0.05 which shows on the bill each month but them in December whatever is accrued is paid off your December bill.

    So I pay everything with the CC card apart from hotels which I use the debit card - they always surcharge for cc payments :mad:

    Over the course of 2013 I ended up with £66 of cashback in December - fabulous :T
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • HopePray
    HopePray Posts: 2,015 Forumite
    Part of the Furniture Combo Breaker
    aau1 wrote: »
    Hold it closer to your face. :money:



    I thought i had managed to keep up but i guess not. I've seen talk of biscuits and crisps but bicycles??

    :p:p

    Predictive text for biscuits I think.
    Love your Mum, you'll never get another one when she's gone.
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