We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Lloyds PPI

Does anyone know how long Lloyds are taking to decide PPI claims at the moment and whether they are still deciding most claims negatively or are they being a bit more conciliatory?

Comments

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    We got PPI back from LLoyds last year and they took 3 months, and we had no problems getting it back, I just filled the form in from their website, I didnt even have proper dates. Sorry that doesnt really help.
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • mrstrw
    mrstrw Posts: 38 Forumite
    Thanks. That is reassuring.
  • mrstrw wrote: »
    Does anyone know how long Lloyds are taking to decide PPI claims at the moment and whether they are still deciding most claims negatively or are they being a bit more conciliatory?
    If you have a valid mis-selling complaint (preferably with verifiable proof) then the Bank will uphold. If your complaint is weak or not valid then it likely won't be.
  • mrstrw
    mrstrw Posts: 38 Forumite
    Thanks. I think it's the former, I was just a bit nervous as previously they had a reputation of rejecting claims regardless of merit. At lot is one word against the other but that's because people didn't keep a record of face to face conversations. I do kick myself for being so financially naive.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.