SSP has run out and illness is worsening, what now?

When_the_going_gets_tough

Op get your husband to put in a claim for contributory ESA - this depends on his NI contributions but its worth a try. he could also make a claim for PIP - in which case get an appointment with CAB to help with the form filling. You can also apply for council tax reduction as a homeowner.

pmlindyloo

FeistyFidget wrote: »

Thank you everyone, it's just all so over whelming.

He has no pension scheme (typical story of not enough money left at the end of the month to pay into it).

We have a mortgage on our home, so unsure if we would be able to claims council tax reduction?

I only earnt £14k last year, but I had to try and increase to make up some of his earnings. I'm self employed, so my annual turnover can drastically change year on year.

You can certainly claim Council Tax Support even with a mortgage so apply for that now.

Morglin

FeistyFidget wrote: »

Thank you everyone, it's just all so over whelming.

He has no pension scheme (typical story of not enough money left at the end of the month to pay into it).

We have a mortgage on our home, so unsure if we would be able to claims council tax reduction?

I only earnt £14k last year, but I had to try and increase to make up some of his earnings. I'm self employed, so my annual turnover can drastically change year on year.

You can do various calculations at home on the site: Turn2us.co.uk

Lin

bll78

Just an idea but in the interim until everything else gets sorted have you looked at Working Tax Credit? There are certain criteria you have to meet about hours worked, which depend on your age, but apparently SSP is enough to trigger your husband being classed as disabled meaning if you work 16 hours a week you're eligible. Once he gets sorted on another sickness benefit you would still be eligible , if you do the required number of hours.

Mr_Lawnmower

Morglin wrote: »

I assumed as he was working, it would be contributory, and if he did get put into SG, he would receive it until reassessment, without having to transfer to IR after 6 months.

Contributions Based ESA is only paid for 52 weeks (1 year, effectively) apart from those in the Support Group, whose entitlement is open ended.

It's Contributions Based JSA, which is not relevant here, that is only paid for 26 weeks (6 months, effectively).