Forced onto Pre-payment by Debt Relief Order

Bluebirdman_of_Alcathays

Nada666 wrote: »

Yep, because that is the myth. A straw-man large enough for any laird of Summer Isle to be proud of.

Please cite one single example.

My apologies - I meant EVERY.

PPM costs no more than paying QCC (unless something has changed recently). But then I think you know that

undaunted

I can sympathise with the comment re the poorest being faced to pay more - and lets face it despite the nonsense above anyone paying on a pre payment or cash basis will pay more than they would on DDI tarrifs.

That said however would you give credit to someone who you thought may not then be able to pay you? Unless it was someone I was happy to write the money off for I wouldn't so I / you can hardly blame Npower for not wanting to either.

I can't follow from your post how someone you say has a job paying just £30 p/w was intending funding a £120 pm direct debit? If there is a sensible explanation & she is likely to be able to maintain a credible position in future however your friend could have a look at Charis grants & see whether she can get help to clear those arrears. http://www.charisgrants.com/individuals-families/

Bluebirdman_of_Alcathays

undaunted wrote: »

I can sympathise with the comment re the poorest being faced to pay more - and lets face it despite the nonsense above anyone paying on a pre payment or cash basis will pay more than they would on DDI tarrifs.

That said however would you give credit to someone who you thought may not then be able to pay you? Unless it was someone I was happy to write the money off for I wouldn't so I / you can hardly blame Npower for not wanting to either.

I can't follow from your post how someone you say has a job paying just £30 p/w was intending funding a £120 pm direct debit? If there is a sensible explanation & she is likely to be able to maintain a credible position in future however your friend could have a look at Charis grants & see whether she can get help to clear those arrears. http://www.charisgrants.com/individuals-families/

Not sure what you find nonsense, PPM's pay the same as those (and there are still many millions) that pay QCC. That's a fact. It's undisputably more than DD, and I don't deny it. The point I was attempting to make, was that PPM's are not the unjust pillagers of the poor they're often made out to be. The number of times on this forum people are willing to fight tooth and nail to avoid them (incurring bailiffs fees and the like), when PPM's are undoubtably the best option for them is astonishing.

lstar337

Bluebirdman_of_Alcathays wrote: »

Not sure what you find nonsense, PPM's pay the same as those (and there are still many millions) that pay QCC.

There is another extra cost with PPM's which may be overlooked. The cost of getting to a PayPoint machine, whether in fuel or time it is still a cost. How much of a cost is dependant on how far you may be from such a point. I am lucky because there is a Co-op just across the road. Not as lucky as somebody with a credit meter though.

I do agree with you though Bluebirdman, lots of people fight like crazy against PPM's when they would be better off to just accept it and move on!:cool:

undaunted

Bluebirdman_of_Alcathays wrote: »

Not sure what you find nonsense, PPM's pay the same as those (and there are still many millions) that pay QCC. That's a fact. It's undisputably more than DD, and I don't deny it. The point I was attempting to make, was that PPM's are not the unjust pillagers of the poor they're often made out to be. The number of times on this forum people are willing to fight tooth and nail to avoid them (incurring bailiffs fees and the like), when PPM's are undoubtably the best option for them is astonishing.

You have just answered your own question. The poster / friend was on a DDI tarrif. Saying that a PPM will not be dearer than that is therefore nonsense.

Whether the rest of your point is justified or merely an attempt to obfuscate the facts is a matter for each reader to decide for themselves. As is pointed out above there are other disadvantages to PPM too also the difficulty or cost of subsequently getting rid of them if there is a change in circumstances, ownership or occupancy in some cases.

sheffield_lad

undaunted wrote: »

You have just answered your own question. The poster / friend was on a DDI tarrif. Saying that a PPM will not be dearer than that is therefore nonsense.

Whether the rest of your point is justified or merely an attempt to obfuscate the facts is a matter for each reader to decide for themselves. As is pointed out above there are other disadvantages to PPM too also the difficulty or cost of subsequently getting rid of them if there is a change in circumstances, ownership or occupancy in some cases.

For many PP meters offer a way out of running up further debts. Not only that the debts already occurred can be spread over a long period of time. It's amazing just how energy efficient folk can be once they have one fitted.

For folk who can manage their finances credit meters are convenient and cheaper but for the folk who struggle with money/maths a PP meter is ideal.