cancelling a barclaycard

chattychappy

reclusive46 wrote: »

On some older cards the minimum repayment was sometimes just 1% regardless of interest or anything like that. Many of these cards never had their terms and conditions changed.

I thought they had to update their T+Cs though not right away. Perhaps I'm wrong. That would certainly explain it.

planteria

you can cut up the card but you can't cancel the account until it is settled. just cut it up, tell them you have done so, and clear off the debt as soon as you can. once at Zero, tell them to close the account.

fwiw, nowadays i use Barclaycard as my second choice spending card. and have found their CS to have improved. i have a Barclaycard Cashback for spending and a Barclaycard Rewards with a BT balance on.