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My new start - im a mum, own my own business and nearly 30 eekk

smarties84
smarties84 Posts: 711 Forumite
edited 27 June 2015 at 6:49PM in Debt free diaries
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Comments

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Happy new diary Smarties and good luck with your shiny new future too

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Happy new diary! I have subscribed to cheer you on along the way Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Smarties! (well - you didn't think your shiny new diary would escape my beady-eyes did you!!)

    Sorry things have taken a bit of windy path over the past couple of years... but it sounds like you are in a great place now.... and moving in with your new beau is a fantastic incentive to clear your debts!

    Also - I have just noticed your signature.... you have cleared such a fab amount of debt since 2011!! YAY!

    I'll be a long for your journey if you don't mind? x

    ps, noticed your other pounds loss too.... that is AMAZING!!
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • amber03
    amber03 Posts: 1,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy new diary and will join you on your journey.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Happy new diary!!!!! You could 'nt get rid of me neither!! Lol
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Hi Smarties, just stumbled across your diary and wanted to say hi and wish you all the best on your journey!

    Certainly round up your debt and get a figure ASAP. It's scary at first but once you know exactly with what you're dealing with, it's easier to move forward.

    You're certainly going in the right direction though - you can do it, and you've got all of MSE behind you! :D
  • Hi Smarties, good luck with the new diary, I've just started my own and hope to keep in touch with others to offer mutual support. Kids are a good motivating factor and anything you do now will benefit them in the long term. Best wishes
    Outstanding debts as of 2/11/20 1/2/21:
    CC1 39.9% - £3111.99 3762.20
    CC2 0% - £978.50 878.50
    Family - £520 0
    Storecard - £248.44 (BNPL/June21) / £299.99 (BNPL/Sept21)
    Total: £5,189.13
    Savings: £943 (target £1000)
    Target date to clear: July 2021 ???
  • Sedge123
    Sedge123 Posts: 597 Forumite
    Happy new diary. I'd quite like one myself but not sure if I have anything interesting to say!!
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • Glad she is ok. My DS2 has broken his arm in a soft play before :eek:. The clue is in the name, that's not supposed to happen!! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    GarryPBaker reported
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