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Defaults, late payments and fairly poor credit score

Castlehill03 · 2014-02-19 21:55:31

Looking for some advise! Was horrified to check my credit experia and see a score of 471 and a fairly poor status. Looking for advise how to improve this as quick as possible. Due to personal circumstances over the last year I fell by the way side and didn't pay my credit cards on time which resulted in 3 defaults against…

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happy_bunny_2 Posts: 4,488 Forumite

25 February 2014 at 10:19PM

Castlehill03 wrote: »

Thank you for all your advise! 2 of the defaults relate
To credit with an ex partner! It was a joint, however I paid it all off, do you think if I wrote to the lender they may change the statues and remove default??

The only thing you might get them to change would be the date, if not within 6 months of not laying the contracted payments.

:beer:
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Defaults, late payments and fairly poor credit score

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