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Which Credit is best?

Hi

I am registered with Checkmyfile, and have been a member of Experian years ago. My question is which is the best or are they the same? Checkmyfile payment seems a little easier as Experian used to overcharge at every login!

Thanks

MrA

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    checkmyfile is only purchasing data from the other credit reference agencies (equifax and noddle), it is not one of the 3 official credit reference agencies, as such I would not use them. If you have an issue with the data on that report they don't have the ability to investigate it for you, you have to go back to the main agencies.

    Ideally you need to keep an eye on what is on your file with each of the 3 credit reference agencies (as a lender/potential lender may access any or all of them).

    I wouldn't pay for the ongoing subscriptions but just buy the £2 statutory reports from experian & equifax periodically. Callcredit offer free monthly access for life through their noddle brand.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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