We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Which Credit is best?

MrAverage
Posts: 78 Forumite
Hi
I am registered with Checkmyfile, and have been a member of Experian years ago. My question is which is the best or are they the same? Checkmyfile payment seems a little easier as Experian used to overcharge at every login!
Thanks
MrA
I am registered with Checkmyfile, and have been a member of Experian years ago. My question is which is the best or are they the same? Checkmyfile payment seems a little easier as Experian used to overcharge at every login!
Thanks
MrA
0
Comments
-
checkmyfile is only purchasing data from the other credit reference agencies (equifax and noddle), it is not one of the 3 official credit reference agencies, as such I would not use them. If you have an issue with the data on that report they don't have the ability to investigate it for you, you have to go back to the main agencies.
Ideally you need to keep an eye on what is on your file with each of the 3 credit reference agencies (as a lender/potential lender may access any or all of them).
I wouldn't pay for the ongoing subscriptions but just buy the £2 statutory reports from experian & equifax periodically. Callcredit offer free monthly access for life through their noddle brand.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards