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Break-ups and possessions
Comments
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If she is paying for the insurance, then she should notify the insurer, not cancel the DD. The insurer does not know what is going on, so they will chase after the person who pays.
Surely they'll chase the person whose policy it is (i.e. the ex boyfriend)Competition wins: Where's Wally Goody Bag, Club badge branded football, Nivea for Men Goody Bag0 -
This is what I don't know, whether it'll be who pays the DD or who owns the policy.0
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Insurance company might not be willing to even discuss the account with her as the account isn't in her name. As long as the ex knows she won't pay his insurance then it's his debt as it is in his name, and his problem.
Regarding the stuff, keep it in a bin bag in the porch or somewhere out of the way.
Ex sounds like a bit of a tool TBH, but she must be 'reasonable' in her efforts. Paying his insurance is beyond reasonable, but keeping his stuff safe for collection for a while probably is.0 -
tomwakefield wrote: »Surely they'll chase the person whose policy it is (i.e. the ex boyfriend)
I would think they would chase the bill payer.
No matter what, the idea of cancelling a DD without contacting the insurance company first is a BAD IDEA. After all, the contract to pay by direct debit has been agreed with the bill payer, not the policy holder.1. Have you tried to Google the answer?
2. If you were in the other person's shoes, how would you react?
3. Do you want a quick answer or better understanding?0 -
No; I don't think so. Anyway if it is not paid the policy will be voided and the BF will get done. He has been told and can make arrangements so nothing to worry about for the OP.
Is the direct debit a monthly policy or a monthly loan repayment?
I think it would be a loan repayment, which is why I think the person paying the loan needs to contact the company that the loan repayment is with. If you sign a loan for £1000, then stop repaying it, it's your name on the loan. You are responsible for repaying it. Yes, the policy will be cancelled, but only after the person whose name and account are on the loan has been chased for payment.1. Have you tried to Google the answer?
2. If you were in the other person's shoes, how would you react?
3. Do you want a quick answer or better understanding?0 -
Is the direct debit a monthly policy or a monthly loan repayment?
I think it would be a loan repayment, which is why I think the person paying the loan needs to contact the company that the loan repayment is with. If you sign a loan for £1000, then stop repaying it, it's your name on the loan. You are responsible for repaying it. Yes, the policy will be cancelled, but only after the person whose name and account are on the loan has been chased for payment.
Pretty sure it's a monthly policy. If that is how it works when you get offered, say, £550/year or £50/month if paid by DD.
The cheek of him - she told him she'd be cancelling it and he asked her not to so that he'd have time to organise something else!0 -
RosiPossum wrote: »Pretty sure it's a monthly policy. If that is how it works when you get offered, say, £550/year or £50/month if paid by DD.
The cheek of him - she told him she'd be cancelling it and he asked her not to so that he'd have time to organise something else!
Yes but usually what happens with a pay monthly policy is that credit is provided for the whole amount, and the person repays that loan monthly.
I imagine it would still be in his name though, with just her bank details for payment details. But I agree it may be wise to call them to double check (unless perhaps insideinsurance or another poster can clarify if you're able to get a policy in one persons name on another persons credit?).You keep using that word. I do not think it means what you think it means - Inigo Montoya, The Princess Bride0 -
adouglasmhor wrote: »Try posting what you actually know instead of what you believe.
I know that abandoned and left behind goods remain the property of the owner, and the statute of limitations is 6 years.
Maybe you could explain why that doesn't apply to personal possessions?What a load of tosh.
Ditto.0 -
ThumbRemote wrote: »I know that abandoned and left behind goods remain the property of the owner, and the statute of limitations is 6 years.
Maybe you could explain why that doesn't apply to personal possessions?
Because you're talking about business to consumer transactions, not consumer to consumer. Not that this is either.One important thing to remember is that when you get to the end of this sentence, you'll realise it's just my sig.0
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