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Insurance won't renew = renewal refused?
Comments
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</p>It is refusing to offer renewal because the car is outside their age range. That is a refusal.
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I've been refused, twice, I didn't realise I needed to declare it! One is ongoing, one of my cars is now outside the AA's age criteria for breakdown insurance, but they still insure my other car. I assume I now need to declare it on everything, even my house insurance? The other was even worse. it was just a straight refusal, no discussion, no quote, just that they refused to even listen for my request for insurance. Admittedly I had mis-dialed, and rang a printers by accident, but by your statement there, they did refuse to insure me, it seems very black and white. Do I need to declare I have been refused, even though they never ask who refused? I mean, Dunstonh, if I said "Dunstonh, I am now refusing to insure you, for anything and everything you could ever be insured for", would you have to declare you have had insurance refused forever now to everyone?0 -
In the circumstances described, the OP would not need to disclose that they had been refused insurance because they haven't. The insurer doesn't offer it, there is a big difference.
If you did, then by that logic, I'd need to declare every insurer who didn't give me a price on a price comparison website.0 -
If you go into a greengrocer's and ask for a pair of shoes, he will decline to sell you any.
He hasn't "refused" to sell them - he doesn't sell shoes!
You can't refuse to sell something you don't have.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
In the OPs case, anyone who has every used a comparison site has probably been "refused" cover at some point.
As an 18-year-old learner, I've probably be "refused" by an insurers that only cover females aged 21+ with a full licence (I think that's back when Shiela's Wheels and the like could get away with women-only cover).
This isn't a refusal, its a 'decline to quote' because OP doesn't meet the insurer's critetia - nothing more, nothing less.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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