Help needed!!!

ducky361

hello there to any1 who can help

In june i am going to las vegas for a weeks holiday with friends and family. This year i have had a lot going on, from buying first house to buying a car.

Come june my plan is to use a credit card to purchase my us dollars approx. £3,000 will be going on the card, when i get back i was planning on balance transferring the 3k on to a credit card, barclaycard platinum.
My problem is i have a barclaycard platinum card at the moment and i have had for approx. 2 years, it is debt free and always has been. i understand i wont be able to transfer to this card because i wont get the 31 months advertised.

My questions:
Should i close the barclay account down now and re apply after vegas (would i get the 31 months or will it be too soon to re apply)???
or
should i just go with the next best competitor?
or
is there another way to do this?

cheers
tom

ducky361

also just to add
i cant actually get any credit whatsoever, because my mortgage is going through and im not allowed to show any credit on my file because of the amount i am lending, over the next few months around the vegas time, i will be purchasing housing stuff, kitchen appliances and a sofa, sofa was guna be on buy now pay later.
what would you suggest and how to do it??

ducky361

as soon as my mortgage goes through month or 2, i can then go back to borrowing

DomRavioli

The 31 month offer is for new customers. There will likely be a qualifying period - meaning that you will have to have had no barclaycard product for X months/years, or never have held a product before.

Have you called Barclaycard to ask about this? YOU need to get the information from them, before you can make a decision.

ducky361

DomRavioli wrote: »

The 31 month offer is for new customers. There will likely be a qualifying period - meaning that you will have to have had no barclaycard product for X months/years, or never have held a product before.

Have you called Barclaycard to ask about this? YOU need to get the information from them, before you can make a decision.

should i just cancel my barclaycard account now tho anyways as im not using it???

meer53

£3k for a week in Vegas ? Is that for the holiday and spending money ? If it's just for spending money i'm shocked !

Don't assume you'll get another 0% card.

ducky361

meer53 wrote: »

£3k for a week in Vegas ? Is that for the holiday and spending money ? If it's just for spending money i'm shocked !

Don't assume you'll get another 0% card.

thats just for spending money, thats me and my partner.

ducky361

meer53 wrote: »

£3k for a week in Vegas ? Is that for the holiday and spending money ? If it's just for spending money i'm shocked !

Don't assume you'll get another 0% card.

also meer53 why not assume i wil get another 0% card, do you mean with barclaycard or do you mean with any bank?

meer53

ducky361 wrote: »

thats just for spending money, thats me and my partner.

WOW :eek:

I took half that for 2 weeks in Florida - and brought some back.

ducky361

meer53 wrote: »

WOW :eek:

I took half that for 2 weeks in Florida - and brought some back.

to be honest meer53 im taking that much just to know ill have enough, i have never been before, plus im not doing any of the gambling just excursions and food, drinks

meer53

ducky361 wrote: »

also meer53 why not assume i wil get another 0% card, do you mean with barclaycard or do you mean with any bank?

With any bank. You can never assume anything, depends on what other credit you have, your income and whats on your credit file. Even if you do get another card, you might not get a £3k limit.