In a (lot of) predicament! Please help.

changeforbetter

Hello - hope people don't mind me bringing this back up again, with something of an update (not much changed other than time going by - which makes a difference for me).

I'm pretty sure this month is the last month my employer will pay me enough to keep going, after that I can't afford my debt payments. This was what scared me so much from the start. My additional earnings from a new job/business are practically nothing right now. I'm terrified that it all just dries up next month.

I did have an odd question - my debts are spread over 6 cards currently. How do things go if I manage to pay say 4 or 5 of those as normal and start defaulting only on one of them, or ring them to make an arrangement with just the one? Anyone have experience of that? I am feeling like I'm about to drop off a cliff right now...