Over £70K credit available to us-close 0 balance cards?

plzhelpmesave!

Thanks sniper and jamesml- that makes sense. Will focus on debt repayment and then relook at clear credit cards. We usually get money transfer offers with low rates from Virgin/MBNA and both have a card with them so let's see. Thanks again

jamesd

Good to read that you have quite nice credit limits. Some serious money making potential from using those limits and stoozing, all risk free if you like that.

With credit facilities like that an offset mortgage is probably going to be a good deal. Some serious interest saving possible by stoozing into the mortgage offset account.