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HELP mortgage wanted credit score 691
peanutandgrace
Posts: 4 Newbie
Help,
Im 30, married and have 2 children.
When i was younger i was at university with two children and struggled. My credit history reflected this. Now, im a staff nurse and earn 27,000 per year. i can afford a mortgage but have no idea where to go now. I've spent years correcting my credit and now i just have a one default that i finally paid :j The default was from 2010.
i have 2 credit cards that i use 10 % of to try to push my credit score up but its stalled. IM DESPERATE TO GET AHEAD
My husband has terrible credit, but i'm not financially associated to him. Im wondering if its actually possible to get a mortgage with this status. I was looking to pay for a mortgage broker but not sure if im wasting my time. I want a family home for my children and sooooo frustrated that im stuck. Any guidance would be much appreciated.
Im 30, married and have 2 children.
When i was younger i was at university with two children and struggled. My credit history reflected this. Now, im a staff nurse and earn 27,000 per year. i can afford a mortgage but have no idea where to go now. I've spent years correcting my credit and now i just have a one default that i finally paid :j The default was from 2010.
i have 2 credit cards that i use 10 % of to try to push my credit score up but its stalled. IM DESPERATE TO GET AHEAD
My husband has terrible credit, but i'm not financially associated to him. Im wondering if its actually possible to get a mortgage with this status. I was looking to pay for a mortgage broker but not sure if im wasting my time. I want a family home for my children and sooooo frustrated that im stuck. Any guidance would be much appreciated.
0
Comments
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Beter to post this on the mortgage board. But you will need to give clearer details on your circumstances and credit history. Remember that your score in itself means nothing.0
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