We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Reeling from the Reality Check
Options
Comments
-
Hey Cumbria Lass, thanks! I'm struggling on with four days a week. I need to keep on until I retire, hopefully in 2020. Would like to go to three days a week, but think I'll have to keep going as I am now to make sure I have enough money in retirement.
I'm going to stay strong on the savings though. I've given all my children a helping hand and am determined to save for me and my husband now. Looking forward to going off in the sunset in the camper van...Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Plans are all sounding good HB
Beginning to wonder myself about retirement and at what point one stops giving children a helping hand! Other than house we have little else, and pension has been neglected while we were both self employed.
Have Pra been back to you? In nov I got an offer from them for 45% discount then this week for 55% . Not in a position to take them up on it yet, wonder if it'll keep going down?!
Keep the momentum up - the end is in sight:)
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Pra not got back to me yet. Will consider it if they send me a good offer, but think all funds are going to go off the mortgage for the time being. XFeb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Historybuff
I've read through your whole diary from soup to nuts and have subscribed. What a wonderful job you're doing - it's so inspiring and I love the way you write. I agree with you that it's better to work fewer days if it means that you'll keep up the motivation to work for longer. I'll be cheering you on together with your other comrades. Humdinger0 -
Thanks, Humdinger! Appreciate the follow. The more the merrier. This is a fantastic supportive forum and I!!!8217;ve been spurred on knowing people are listening to my ramblings. It helps to get it all out!Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Mortgage now below £40,000! And have had some good news on the job front with some additional ad hoc work. All the extra is going to go off the mortgage. It's going down!Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
I love when my mortgage breaks a barrier.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
-
Snow day, so I've been getting my home paperwork in order. Just saved £52 on home insurance, £81 on breakdown cover and £120 on water bills - £253 on the yearly payments. Mortgage overpayment coming up...Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Historybuff wrote: »Snow day, so I've been getting my home paperwork in order. Just saved £52 on home insurance, £81 on breakdown cover and £120 on water bills - £253 on the yearly payments. Mortgage overpayment coming up...
Well done you!Must use my stash up!0 -
Really trying with the savings from this month. Have decided to only shop for what is needed each day for food with a list rather than going round the supermarket and filling up the trolley. We have bursting freezers with loads of food that needs eating up. And we will use the cheap shop that sells food close to its use by date more often.Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards