Weekly Spend Challenge W/C 9th February 2014

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 2nd February 2014 challengers / pledges / totals

EverTheOptimist - £25 / £18.60
Munchin - £30 / £36.91
Cookie02 - £60
Mooomin - £20
Take the power back - £40
Beth2242 - £100
DD265 - £15 / GREEN
Verityemilia - £40
Roxy7699 - £80
Mrs Cheshire - £10 / £10
Sedge123 - £35

W/C 9th February 2014 challengers / pledges / totals

EverTheOptimist - £15
Munchin - £40
Busymumofthreeplusdog - £31
Mrs Cheshire - £10
Beth2242 - £150
LisaJane - £3

EverTheOptimist

My plans for the week

Sun - NSD
Mon - NSD
Tues - course at work 9-5, NSD
Weds - baby group and lunch - £10
Thurs - GP appt - NSD
Fri - baby group, NSD (hubby home today so may be an unexpected spend, been away since 3rd and it's valentines)
Sat - NSD

So will go for £15 this week and hope I don't have too many unexpected spends.

£0 / £15

Really going to try and stick with this. Work have agreed for me to return part time from my maternity in May, so pennies will be particularly tight from then. I still have vouchers for debenhams and boots for treats through the year to keep me going.

Munchin

Hi ETO glad work have agreed your reduced hours.:). Please put me down for £40 this week.

EverTheOptimist

Thanks for joining me Munchin, thought I was going to be on my own this week. :rotfl:

And welcome back, hope you are well.

Busymumofthreeplusdog

Hi there, can I join please?
Plans for week

Sun - NSD
Mon -NSD( although have dentist appointment )
Tues- midwk shop top op. Aim for under £30
Wed- gym class, local cheepo should be £1
Thu- NSD
Fri- NSD
Sat-NSD

To achieve this will take lunch to work daily.
Thurs might be the tricky day as I have an extra day off work. Might have to set myself some biggish home jobs to stop me heading into town and spending.....

So under £31? All other spending should be budgeted for.:A

EverTheOptimist

Welcome along busymum :wave: Nice to have you along. And good luck with the challenge.

Munchin

Hi all - it is a wee bit quiet here at the minute.

Sun - £4.12 papers & cookies:o

Total - £4.12/£40

Mrs_Cheshire

I was £10/£10 last week so green but only just


Can you put me down for £10 again

beth2242

Evening everyone! Can I join again please I didn't get round to logging in yesterday to pledge my weekly budget! I have a lot on this week so will be going a little more than last week....£150 for the week please -this includes food shopping for 3 of us, petrol electricity any gifts and any social events/personal spends!
My plans for the week-


Sun - £8.57 spend on some paint for our dining room
Mon - grocery shop £52.14 then post office payment to return a parcel £14.72!! Spend so far £75.43!!


Plans for rest of the week....
Tue - £10 to put in my brothers birthday card for Wednesday
Wed - NSD hopefully!
Thur - £20 for dd spending money she is going away to Scotland for 4 nights with my parents
Fri - valentines card and gift £15
Sat - possible lunch out in Manchester when we go to view some wedding cars £20




Estimated total is £140.43! Going to be a tough week! And I am hoping to eventually take off the extra £50 allowance from another's weeks budget (when I have a quiet week!) watch this space!

Busymumofthreeplusdog

Monday report

Dentist cost me £15! Good old NHS!:T

Top up shop tomorrow, but hoping to keep it low:money:

Yikes! Just looked back at my pledge to spend less than £31! Didn't really factor that dental appointment in accurately, oops!

Cheersmydears!

LisaJane

Hello! I would like to join this challenge please! Not going to include food shop/petrol/bills etc as they are joint spends with oh. I would like to focus on my own spends as I would like to save as much as possible of what I have left after my monthly contribution to the joint account. Proposed plan for the rest of the week:

Tuesday: gym class/church meeting = NSD
Wednesday: piano lessons/gym class = Earn £15
Thursday: no plans/possible crisps and magazine day = Spend £3
Friday: youth club/possible takeaway = Spend £10
Saturday: friends house for coffee and cake/watch hockey match/no other plans at present = Spend £5

Total spend including £15 earnt: £3!

I have an addiction to crisps which is what I am likely to spend on...really trying to be good at the moment so hoping to only buy some once if at all!!!!