Tax Credits help needed please

zippybungle

Hello,

My Husband has been out of work since November and is claiming JSA whilst desperately looking for a new job. His salary was £36,000.

I work full time with a salary of £22,000.

We have 3 School age Children.

I understand that tax credit claims are based on last years income, so we wouldn't get anything if I applied.
Does anyone know if I am I allowed to ask them if it is possible to make a claim based on the new financial years estimated earnings of £22,000.? Do they sometimes do this for people when there has been a drastic change in income?

We are at the point now where one income does not cover all the outgoings. The Mortgage, Council tax and utility bills alone would wipe out all my salary.

My Husband asked at the job centre if we could get any help with anything but they said no because I work and am considered a 'high earner'

Any help appreciated.

Thanks,

Zippy x

mummyroysof3

I think you can claim using an estimate of this years if the drop in income is over a certain amount so I think you can claim. Do you have an open claim or do you need to claim from scratch

zippybungle

I don't have any claims with them. I opted out about 4/5 years ago.

mummyroysof3

In that case and I obviously could be wrong you would need to fill a claim form in then when get paperwork back ring up to inform them of reduction in income. Ring today for a form

Caz3121

as your combined earnings for this year will be over £40k (your £22k + his income from April 6th till he finished in November) you will be over the limit for any tax credits
In April they will ask for the total from 13/14 and an estimate of the 14/15 income. You can ask them to base it on the estimate but as soon as he gets job you will find you have an overpayment and will likely have to pay the lot back