PPI CLAIM help for VIRGIN (MBNA) Loan

-taff

Jm14 wrote: »

The banks were selling a completely worthless product and the onus is on them to make redress.

No. The onus is on the person doing the complaining to provide a complaint reason that stands up to scrutiny.

The onus is not on the banks at all.

If you complain, the onus is on you to show it's a valid complaint reason, otherwise I could say, you owe me fifty quid, and you say no, I don't, and then I say, yes you do, so pay me because you have to prove you don't owe me that.

societys_child

Jm14 wrote: »

Reading this thread I am suspicious of the advice offered. If you felt that PPI had been missold please go ahead with your complaint and don't listen to the crap being talked about heresay.
The banks were selling a completely worthless product and the onus is on them to make redress.
When I read the replies putting you off complaining on this site, it crossed my mind that these entries were being made by the banks to put people off. I've never read such rubbish.

Oh the irony . . .

Makes me suspect you're a CMC agent.

[Deleted User]

Jm14 wrote: »

Reading this thread I am suspicious of the advice offered. .

The OP did as I advised THREE YEARS AGO and complained about the single premium aspect of the PPI.

If he had simply complained about an alleged telephone call in which he was apparently told the PPI was compulsory then that would have been an easy rejection for the Bank.

Jm14 wrote: »

I've never read such rubbish

You signed up to the forum to respond to a thread fully and comprehensively answered in 2014. I know which post I regard as "rubbish".